Credit Analyst

8 hours ago


India Expert Lending Pathways Full time

Job Description

*PLEASE ONLY APPLY IF YOU HAVE AUSTRALIAN MORTGAGE EXPERIENCE (NOT US, UK OR INDIA)*

Company Description

Expert Lending Pathways is a dedicated support partner for mortgage brokers, streamlining administrative and financial operational tasks to help businesses focus on growth. Utilising technology and deep industry expertise, we manage everything from compliance and documentation to customer service. Our goal is to ensure seamless day-to-day operations for our clients.

Role Description

This is a full-time remote role for a Credit Analyst Mortgage Broking. The Credit Analyst will be responsible for evaluating the financial health and creditworthiness of mortgage applicants, analysing financial data, generating credit reports, and ensuring compliance with regulatory standards. Key tasks also include maintaining communication with clients and providing recommendations based on credit analysis.

Key Responsibilities

- Conduct thorough credit and risk assessments on mortgage applications, ensuring compliance with internal policies and industry regulations

- Liaise with brokers, clients, and lenders to gather required documentation and clarify application details

- Analyse client financial data to calculate borrowing capacity and run servicing calculators in line with lender guidelines

- Prepare detailed credit submissions and recommendations for loan approvals

- Ensure compliance with all relevant banking, finance legislation, and regulatory frameworks

- Stay informed with changes in mortgage lending policies and industry regulations

- Provide expert guidance to brokers on complex self-employed applications

- Identify opportunities to enhance and streamline credit analysis processes

- Manage deadlines and prioritise tasks in a fast-paced environment

Qualifications

A bachelor's degree

- Minimum 1+ years of experience as a Credit Analyst or similar role in the mortgage/finance sector IN AUSTRALIA

- Strong understanding of credit assessment methodologies, credit reports, and mortgage lending policies

- Proven ability to interpret financial statements and assess self-employed borrower scenarios

- Proficient with credit and mortgage assessment tools/software

- Excellent analytical and problem-solving skills with a keen eye for detail

- Strong verbal and written communication skills, with confidence in presenting to stakeholders

- Self-motivated with the initiative to work independently and make informed recommendations

Why Join Us

- Competitive Salary Package: Rs 50,000 75,000 per month, depending on experience

- Laptop Provided: We'll supply the necessary equipment to support your role

- Flexible Working Arrangements: This is a remote (work from home) role.

- Flexible Timings: 9-hour shifts (including a 1-hour break) between 5:00 AM 3:00 PM IST

- Professional Development: Ongoing training and learning opportunities to support your career growth

- Supportive Team Culture: A collaborative work environment with a strong emphasis on work-life balance

- Meaningful Impact: Be part of a fast-growing company making a real difference in the mortgage industry


  • Credit Analyst

    4 days ago


    India Expert Lending Pathways Full time

    Job Description This is a remote position. About Us ELP is a rapidly growing outsourcing company with a strong presence across India and Australia. Established recently, we are now one of the fastest-growing firms in the sector. About the role Are you an experienced Credit Analyst ready to take the next step in your career Join ELP as a Mortgage Broking...

  • Credit Analyst

    3 weeks ago


    India Castellan Real Estate Partners Full time

    Job DescriptionJob Description: Credit AnalystLocation: Remote IndiaWorking Hours: Eastern Standard Time (US)About the RoleWe are seeking a motivated and detail-oriented Credit Analyst to join our team and strengthen our credit and deal execution capabilities. The successful candidate will have 37 years of relevant credit experience and will work closely...

  • Credit Analyst

    2 weeks ago


    india Elysium Capital Full time

    Job descriptionPosition: Credit AnalystQualification: A Graduate Degree in Commerce/Finance/Business or a Semi Qualified CA (dropped)Location: Mumbai (Mulund West)Job Description: - • Preparation of proposal notes related to Real Estate Finance • Internal risk assessment and data analysis of proposals using MS Excel • Preparation of CMA, Cash Flows,...

  • Credit Analyst

    9 hours ago


    india Elysium Capital Full time

    Job description Position: Credit AnalystQualification: A Graduate Degree in Commerce/Finance/Business or a Semi Qualified CA (dropped)Location: Mumbai (Mulund West)Job Description: - • Preparation of proposal notes related to Real Estate Finance • Internal risk assessment and data analysis of proposals using MS Excel • Preparation of CMA, Cash Flows,...

  • Credit Analyst

    1 day ago


    Rajkot, -Rajkot-Shrinath Complex-GUJ, Rajkot, Gujarat, India Kotak Mahindra Bank Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Credit Analyst-SUPPORT SERVICES-SME Credit Role Name: Department Wholesale Banking – Credit Location Mumbai Number of Positions Reporting Relationships Credit Manager Position Grade M4/M Job Role: Preparation of Credit Appraisal notes for SME clients. Discuss with business on Terms and Conditions for risk assessments Discuss...

  • Sr. Credit Analyst

    1 week ago


    All India Portfolio Financial Service Limited Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    As a Credit Analyst at Portfolio Financial Services Ltd in Mumbai, you will be responsible for evaluating proposals and credit requirements of clients. Your primary duties will include: - Presenting appraisals to the management for approvals - Managing pre and post-sanctioning documentation - Preparing CMA reports and financial documents for the bank -...

  • Credit Analyst

    2 days ago


    Mumbai, -Mumbai-Apple Tower-MAH, Mumbai, Maharashtra, India Kotak Mahindra Bank Full time ₹ 9,60,000 - ₹ 12,00,000 per year

    Credit Analyst-MM-SUPPORT SERVICES-Credit Department Mid Market Credit Location Hyderabad Number of Positions Reporting Relationships Position Grade M5/M Job Role Preparation of Credit Appraisal notes for Mid Markets segment.Average ticket size of borrowing Rs Crs Discuss with business on Terms and Conditions for risk assessments ...

  • Credit Risk Analyst

    7 days ago


    Gurugram, Gurugram, India Straive Full time

    Job Description Job Summary: We are seeking a skilled Credit Risk Strategy Analyst with strong expertise in SAS and SQL to join our risk management team. The successful candidate will play a key role in developing, implementing, and monitoring credit risk strategies by leveraging data analytics and predictive modeling techniques. This role requires a blend...


  • india Talent500 Full time

    About the Role Position Title: Corporate Credit Analyst Corporate Title: AVP Internal Title: AVP Reporting to: VP / Director Location: MumbaiJob Profile Purpose of Role: The Credit Analysis Team is setup for centralizing the credit analysis function for its corporate clients globally. We are looking for an ambitious credit analyst to cover a varied portfolio...


  • India Talent500 Full time

    About the RolePosition Title: Corporate Credit AnalystCorporate Title: AVPInternal Title: AVPReporting to: VP / DirectorLocation: MumbaiJob ProfilePurpose of Role:The Credit Analysis Team is setup for centralizing the credit analysis function for its corporate clients globally. We are looking for an ambitious credit analyst to cover a varied portfolio for...