Credit Analyst

4 weeks ago


Bhubaneswar India Group Surya Full time

Job Description Job Title: Credit Analyst Management Trainee Department: Funding Location: Bhubaneswar Agreement: 2 Years About the Role We are seeking a Credit Analyst Management Trainee to join our Funding Department. The role involves analyzing financials of prospective partners, lenders, and investment opportunities to support internal funding activities and decision-making. Key Responsibilities - Conduct credit analysis for funding opportunities by reviewing financial statements, projections, and business models. - Prepare detailed credit appraisal reports to support funding decisions. - Assist in structuring and evaluating funding proposals. - Perform due diligence on funding opportunities and validate financial data. - Monitor funded portfolios, including repayment schedules, compliance checks, and early warning signals. - Maintain MIS reports and documentation for all funding transactions. - Prepare presentations and reports for management review. - Keep updated with funding regulations, credit policies, and financial trends. Qualifications - MBA in Finance (mandatory). - CA Inter or CMA Inter candidates preferred. - Strong understanding of credit risk assessment, funding structures, and financial modeling. - Proficiency in MS Excel and analytical tools. - Good communication, reporting, and problem-solving skills. Contractual Terms - The candidate must sign a 2-year service agreement. - If the candidate resigns before completion of the agreement, they will be liable to pay 4 months gross salary to the company as compensation. What We Offer - Direct exposure to credit analysis and funding activities. - Opportunity to work closely with the funding leadership team. - Structured career path with learning and growth opportunities in the finance domain.


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