Retail Credit Manager
4 weeks ago
Job Description - Review and assess a broad range of complexloan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. - Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes. - Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. - Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. - Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. - Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties - Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems - Exceed service quality standards and strive for continuous process improvement - Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. - Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. - Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. - Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. - Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies - Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. - Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. -
-
Manager Credit Control
3 weeks ago
Rajahmundry, India Laxmi Dental Limited Full timeJob Title: Manager Credit Control No of Vacancy: 1Job Location: Malad MindspaceYears of Experience: 10 years+Working Days: Monday to SaturdayJob PurposeOur growing company is looking for a Credit Controller to handle credit assessments, decisions and terms and conditions.The position objective is to collect the payments from the overdue customers by placing...
-
Manager Credit Control
3 weeks ago
Rajahmundry, India Laxmi Dental Limited Full timeJob Title: Manager Credit Control No of Vacancy: 1Job Location: Malad MindspaceYears of Experience: 10 years+Working Days: Monday to SaturdayJob PurposeOur growing company is looking for a Credit Controller to handle credit assessments, decisions and terms and conditions.The position objective is to collect the payments from the overdue customers by placing...
-
Senior Credit Risk Test Manager
1 week ago
rajahmundry, India beBeeCreditRiskManager Full timeRole OverviewWe are seeking a highly skilled Test Manager to lead our testing efforts.Responsibilities:Oversee the planning, execution and coordination of User Acceptance Testing (UAT) for credit risk strategies and scorecard integrations.Conduct Decision Integration Testing to validate end-to-end strategy logic inputs outputs and decision outcomes.Perform...
-
Senior Retail Expansion Manager
4 days ago
rajahmundry, India beBeeExpansion Full timeAbout Our Retail Division:We are a rapidly growing retail company, offering a curated selection of sportswear and fitness equipment. Our goal is to provide high-quality products that meet the diverse needs of our customers.The Opportunity:We are seeking an experienced Senior Retail Expansion Manager to lead the growth of our retail division across India....
-
Credit Decision Strategist
1 week ago
rajahmundry, India beBeeRiskAnalysis Full timeRisk Analysis Specialist Job OverviewWe are seeking an experienced risk analyst to support and enhance our credit decisioning, portfolio management, and risk strategy development. The ideal candidate will have strong expertise in banking risk, advanced SQL/Python skills, and hands-on experience with data visualization tools.Key Responsibilities:Design,...
-
Validator of Credit Card Processing
2 weeks ago
rajahmundry, India beBeeCredit Full timeJob Title: Credit Card Processing ValidatorAs a crucial member of our team, you will be responsible for ensuring the accuracy and security of credit card processing. Your primary focus will be on validating end-to-end payment flows to detect defects.Key ResponsibilitiesDevelop comprehensive test cases for credit card issue testing, including functional,...
-
Senior Credit Portfolio Specialist
7 days ago
rajahmundry, India beBeeCreditManagement Full timeCredit Portfolio ManagerThis is a senior-level position in the banking industry where you will oversee the management of credit portfolios for mid-sized corporations.The average size of these loans typically ranges between Rs. 500-1000 crores, requiring effective risk assessment and negotiation with stakeholders to ensure timely repayment.Oversee loan...
-
Analytical Expert for Credit Portfolio Development
17 hours ago
rajahmundry, India beBeeCredit Full timeAbout our company:We are an innovative AI/ML start-up specializing in risk analytics, data conversion, and data enrichment capabilities.Our team consists of senior professionals from the financial services industry with decades of experience in risk management at large financial institutions.We build all our solutions using the latest technology stack in AI,...
-
Expert Retail Solutions Professional
7 days ago
rajahmundry, India beBeeRetailConsultant Full timeSAP IS Retail ConsultantAre you a retail solutions expert with a passion for SAP technology? As an experienced SAP IS Retail Consultant, you will play a key role in supporting the implementation, enhancement, and maintenance of retail solutions across ECC and S/4HANA landscapes.Develop and implement robust retail processes and interfaces to drive business...
-
Group Credit Officer-rajahmundry
5 days ago
Rajahmundry, AP, IN Green Start Jobs Full timeThe Group Credit Officer in Rajahmundry will be responsible for assessing creditworthiness and managing credit risk for group lending activities This role involves evaluating loan applications conducting site visits and ensuring compliance with lending policies and regulations Responsibilities Evaluate loan applications and assess creditworthiness of...
