KreditBee - Data Scientist/ML Specialist - Credit Risk Models

2 days ago

Bengaluru India KreditBee Full time

Job Description About The Role We are looking for talented Data Science professionals to join our fast-growing fintech team. You will play a critical role in developing and deploying credit risk models for the retail segment, focusing on acquisition, portfolio management, and collections. This role emphasizes applied machine learning and credit decisioning to drive real business outcomes. Key Responsibilities - Partner closely with the leadership team to align data initiatives with business goals. - Work cross-functionally with Product, Technology, Business, and Risk teams to deliver data-driven solutions. - Design and develop machine learning models across the customer lifecycle : acquisition, portfolio, and collections. - Optimize credit risk strategies through data-driven insights and advanced modeling. - Review existing models/analyses and propose refinements for better performance. - Build customer risk segmentation, profiles, and strategies to improve collections and recovery management. - Leverage alternate data sources to enhance credit risk models. - Provide actionable recommendations for improving risk frameworks and business outcomes. Experience & Skills Must-Have : - 2-5 years of hands-on experience in Data Science, preferably in fintech or banking. - Proven expertise in developing ML models for credit risk (acquisition, behavior, collections scorecards, etc.). - Strong programming and data handling skills : Python, SQL - Strong analytical and problem-solving skills. - Ability to work collaboratively with cross-functional teams. Good-to-Have - Experience in strategy and business analytics. - Exposure to propensity scorecards and advanced ML techniques. - Graduation/Post-graduation from Tier-1 institutes (IITs, ISI, DSE, NITs, etc.). Disclaimer This job description is intended to outline the general nature and key responsibilities of the position. It is not intended to be an exhaustive list of all duties, responsibilities, or qualifications associated with the role. The responsibilities and qualifications described may be subject to change, and other duties may be assigned as needed. Employment is at-will, meaning the employee or the employer may terminate the employment relationship at any time, with or without cause, and with or without notice. Data Utilization Disclaimer By applying for this position, you acknowledge and agree that any personal data you provide may be used for recruitment and employment purposes. The data collected will be stored and processed in accordance with our privacy policy and applicable data protection laws. Your information will only be shared with relevant internal stakeholders and will not be disclosed to third parties without your consent, unless required by law. (ref:hirist.tech)

  • Data Scientist/ML Specialist

    2 weeks ago

    Bengaluru, Karnataka, India KreditBee Full time ₹ 15,00,000 - ₹ 20,00,000 per year

    About The RoleWe are looking for talented Data Science professionals to join our fast-growing fintech team. You will play a critical role in developing and deploying credit risk models for the retail segment, focusing on acquisition, portfolio management, and collections. This role emphasizes applied machine learning and credit decisioning to drive real...

  • Senior ML Modeler Credit Risk, Collections

    2 weeks ago

    Bengaluru, Gurugram, India Kriyah Consulting Full time ₹ 20,00,000 - ₹ 25,00,000 per year

    Job Summary:We are hiring an experienced ML Modeler / Lead with strong hands-on expertise in developing, validating, and deploying machine learning models in the banking & financial services domain. The role focuses on credit risk models, acquisition & behavioral scorecards, collections strategies, and fraud detection models.The ideal candidate is a hardcore...

  • Credit Risk

    2 weeks ago

    Bengaluru, Karnataka, India Risk Inn Full time ₹ 2,50,000 - ₹ 3,00,000 per year

    Apply Now: Step into a senior consulting role and drive transformation in Credit Risk, Data Analytics, Model Validation. Role Requirement:Data Governance / Data Quality + SAS + Credit Risk / Model ValidationExperience:3 - 7 yearsCTC Range: Upto ₹25 – ₹30 LPALocation: Remote Positions Available & BangaloreJob ID: CRSAS-BLRPlease read the job description...

  • Credit Risk

    3 weeks ago

    Bengaluru, India Risk Inn Full time

    Apply Now: Step into a senior consulting role and drive transformation in Credit Risk, Data Analytics, Model Validation. Role Requirement:Data Governance / Data Quality + SAS + Credit Risk / Model Validation Experience:3 - 7 years CTC Range: Upto ₹25 – ₹30 LPA Location: Remote Positions Available & Bangalore Job ID : CRSAS-BLR Please read the job...

  • kreditbee - Senior Data Analyst - Loan Origination System

    3 weeks ago

    Bengaluru, India Kreditbee Full time

    Location : BangaloreExperience : 3-4 years in Data Analytics (preferably in Fintech/NBFC Lending)Role Summary :The Senior Data Analyst will play a pivotal role in shaping the LAP portfolio strategy by delivering data-driven insights across credit, collections, customer behavior, and channel performance. You will collaborate cross-functionally with Product,...

  • Manager-IT GRC

    1 day ago

    Bengaluru South, Karnataka, India KreditBee Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Company DescriptionKreditBee is a FinTech platform that facilitates instant personal loans of up to ₹4 lakhs for professionals, aiming to solve the financial inclusion gap in various demographic segments through online tech-based and data-centric KYC processes. The platform is a Series-D funded entity, backed by leading investors such as Advent...

  • Data Scientist

    3 weeks ago

    Delhi, India BillCut.com Full time

    Job Description What You'll Do As a Data Scientist at BillCut, you'll sit at the intersection of credit, technology, and behavioural data, helping shape our financial products with cutting-edge analytics and AI. * Analyze transactional, behavioural, and credit bureau data to inform product and risk strategies. * Build and deploy credit decision models,...

  • Senior Data Scientist

    3 weeks ago

    Bengaluru, India e-Hireo Full time

    JOB DESCRIPTION Experience :4 - 7 Yrs Location :Bengaluru Designation :Senior Data Scientist Role Overview:As a Senior Data Scientist specializing in NLP and ML, you will lead the design, development, and optimization of advanced AI applications, with a special focus on NLP and LLMs. You'll tackle diverse NLP use cases, contribute to ML models for credit...

  • Senior Data Scientist

    3 days ago

    Bengaluru, Karnataka, India e-Hireo Full time ₹ 8,00,000 - ₹ 25,00,000 per year

    JOB DESCRIPTIONExperience :4 - 7 YrsLocation :BengaluruDesignation :Senior Data ScientistRole Overview:As a Senior Data Scientist specializing in NLP and ML, you will lead the design, development, and optimization of advanced AI applications, with a special focus on NLP and LLMs. You'll tackle diverse NLP use cases, contribute to ML models for credit scoring...

  • ▷ [Apply Now] Principal Data Scientist - Credit Risk/Lending

    2 weeks ago

    Bengaluru, India Toast Full time

    Job Description - Lead the development and implementation of advanced predictive models, to assess credit risk, optimize lending growth, and improve overall portfolio performance. - Will actively engage in code reviews and comprehensive data quality assessments, ensuring that all development data pipelines and code meet the highest standards of reliability,...