Senior Analyst, Credit And Income

4 weeks ago


Bangalore Karnataka, India Altisource Full time

Company Description At Altisource NASDAQ ASPS we build world-class technologies and services for the mortgage and real estate industry and are well poised to help revolutionize how homes are bought sold and managed In the US we partner with 7 out of the top 10 mortgage servicers operate one of the top three real estate auction websites and manage a cooperative which represents 15 market share of the 1 8tn US Originations market Our Innovation Starts with YOU Altisource s Vision to drive innovation that powers the mortgage and real estate lifecycle is made possible by an inclusive culture that celebrates the diverse voices of our employees We believe that diversity in gender age religion ethnicity sexual orientation identity physical ability neurodiversity socioeconomic background and experience fosters creativity challenges groupthink and makes our Company stronger At Altisource anyone can prosper and have a positive impact on our path toward success irrespective of their background We are committed to fair and impartial hiring training and growth opportunities We also provide employee training to help foster their ability to work with one another in an inclusive manner Altisource is an Equal Opportunity Employer and our employment decisions are based on merit qualifications and business needs Complete quality control post loan closing Pre-funding Review pre-closing Prefunding documentation to ensure accuracy prior to document release and review post-closing documentation to ensure accuracy after loan closing and confirm supporting documents are all present and correctly executed Record and report loan exceptions Expertise on RADD Forensic review QM Conventional FHA VA and USDA non-QM and Portfolio loans review Credit and Income review Income calculation Employment Income self-employed income rental income and other income Identify red flags on loan file Income documents review asset documents review credit report Fraud report exclusionary list Review entity documentation to understand business structure and authorized signers Knowledge of applicable federal regulations and state laws a plus Ability to prioritize and decipher policies programs and guidelines Strong attention to detail organizational and communication skills Ability to handle multiple tasks take on new responsibilities and prioritize work in a deadline-intensive environment Strong interpersonal and teamwork skills and ability to influence through collaboration Self-motivated high level of personal energy and commitment Flexible to work on Night shifts Qualifications Bachelor s Degree Master s Degree 5 years of experience in retail US residential mortgage banking and QC post-closing Prefunding is required Additional Information Competitive salary based on your experience and skills Good Health Comprehensive insurance plans like Medical Personal Accident Benefit and Life Insurance Happiness 6 paid days off per year Employee engagement programs Opportunities to join our community service initiatives including Habitat for Humanity Are you up to the challenge What are you waiting for Apply today If you have any questions or concerns feel free to reach out to us at Careers altisource com We are an equal opportunity employer and value diversity at our company We do not discriminate on the basis of race religion color national origin gender sexual orientation age marital status veteran status or disability status


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