Risk Analyst

2 days ago

Bengaluru India Turno Full time

Job Description

Responsibilities:

- Development, Implement and Review of Credit Risk Models & Associated Frameworks in an unsecured rural/semi-urban lending context.
- Implement & Monitor Credit Risk strategies across the lending life cycle-acquisition, underwriting, cross-sell & collections.
- Review portfolio on periodic basis across various risk metrics for early warning signals and analyze portfolio trends to track portfolio quality on accepted risk parameters.
- Ensure risk policies are timely reviewed and reflect the dynamic external environment and internal risk appetite.
- Analyze industry data on a scale, preparation of MIS/Dashboards and apprising senior management on changing market conditions.
- Regular review of processes for adherence on risk policies and check if controls are effectively in place and working.
- Coordinate with Various internal teams for strengthening of risk framework.

Eligibility Criteria:

- BTech or MTech from Tier1 college
- 3-6 years of experience in managing risk in a NBFC/Fintech/Lending
- 2+ years of experience in Python and SQL is mandatory
- Excellent in understanding data & bringing insights.
- Sound knowledge of statistical models
- Experience in Microfinance/MSME Lending will be an added advantage

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