Officer - DSMG - Two-Wheeler Loans - X Bucket - Jalandhar - PUDA Complex - J Grades Urgent

4 weeks ago

Jalandhar, Punjab, India Tata Mutual Fund Full time
Job Description

Job Description

Key Responsibilities:

Customer Follow-up:
Conduct timely follow-ups through phone calls, field visits, and SMS to customers who have missed their first EMI or are in early stages of delinquency.

Collection Execution:
Achieve monthly recovery targets by persuading customers to make payments and reduce delinquency levels in the X bucket.

Field Visits:
Visit customers addresses to collect dues, issue notices if required, and assess customer intent and capacity to pay.

Skip Tracing:
Coordinate with internal skip tracing team or conduct basic investigation for non-contactable customers.

Negotiation & Resolution:
Negotiate with customers to arrive at amicable payment solutions while adhering to company policy.

Documentation & Reporting:
Maintain accurate and timely documentation of collection activities, payment commitments, and customer interactions in the system.

Compliance & Ethics:
Follow collection guidelines as per RBI and company norms, maintaining professionalism and avoiding coercive practices.

Coordination:
Work closely with the branch team, collection agencies, and tele-calling units to ensure prompt action and resolution.

Key Skills & Competencies:

Strong interpersonal and negotiation skills

Basic knowledge of two-wheeler loan products

Willingness to travel within the assigned geography

Good communication and persuasive abilities

Target-oriented with a proactive approach

Familiarity with collection tools and mobile apps is a plus

Qualifications & Experience:

Minimum HSC / Graduate (preferred)

1-3 years of experience in retail loan collections, preferably in two-wheeler loans

Experience handling X bucket or early-stage delinquency is an advantage

Familiarity with the local language and geography is a must

Valid two-wheeler driving license and own vehicle preferred

  • Officer - DSMG - Two-Wheeler Loans - X Bucket - Jalandhar - PUDA Complex - J Grades

    3 days ago

    Jalandhar, Punjab, India Tata Capital Full time ₹ 4,00,000 - ₹ 8,00,000 per year

    Key Responsibilities:Customer Follow-up: Conduct timely follow-ups through phone calls, field visits, and SMS to customers who have missed their first EMI or are in early stages of delinquency.Collection Execution: Achieve monthly recovery targets by persuading customers to make payments and reduce delinquency levels in the X bucket.Field Visits: Visit...

  • X-Ray Technician

    2 weeks ago

    Jalandhar, Punjab, India Jammu Hospital Jalandhar Full time ₹ 1,20,000 - ₹ 3,60,000 per year

    X-Ray Technician – Job DescriptionResponsibilities:Perform diagnostic X-rays as per doctor's instructions.Operate and maintain X-ray equipment safely and efficiently.Prepare patients for radiological procedures with proper positioning and shielding.Ensure adherence to radiation safety protocols.Maintain accurate patient records, films, and reports.Assist...

  • Field Executive

    2 weeks ago

    Jalandhar, Punjab, India wedding mart Full time ₹ 2,00,000 - ₹ 2,50,000 per year

    Job Opening: Field Executive – Wedding Mart by Gaurav (Jalandhar)Location: Jalandhar, PunjabSalary: ₹20,000 – ₹25,000 per monthContact: Call/WhatsApp)About the Company:Wedding Mart by Gaurav is a renowned wedding wear brand in Jalandhar offering premium designer outfits and curated fashion experiences for weddings and special events.Position...

  • Security Officer

    7 days ago

    Jalandhar, Punjab, India Bakshi Property Dealers Jalandhar Full time ₹ 3,60,000 - ₹ 6,00,000 per year

    Head of Security (Ex-Army Preference)Responsibilities:Supervise and train all security staff, maintain discipline, and enforce SOPs.Oversee gate control, visitor management, CCTV monitoring, and site safety.Handle emergencies, coordinate with police/authorities, and prepare incident reports.Plan manpower deployment when needed.Requirements:Retired...

  • Sr. Sales Executive

    7 days ago

    Jalandhar, Punjab, India DINESH PUBLICATION PVT. LTD. Full time ₹ 4,20,000 per year

    WORKING LOCATION :- Jalandhar city , Amritsar, chandighard, (Punjab)Eligibility CriteriaCandidates residential at same city or Local area will be preferred.Age Group 20 to 30 Yrs will be preferred.Must be MALE only.Candidates having at least 01 year experience in Publication Industry will be preferred.Fresher May also apply.Must have valid Driving License of...

  • dsr

    2 weeks ago

    Jalandhar, Punjab, India Tds Placements Full time ₹ 4,20,000 - ₹ 8,40,000 per year

    Hi we are hrining Experience;- 2 to4 years CTC;- 35,000/-Location: Jalandhar, Nawashahr, or Hoshiarpur (Candidate must be these areas)Conveyance: Must own a 2-wheeler for market visits.Indistry ;- Lubricants Contact No;

  • Civil Engineer

    2 weeks ago

    Jalandhar, Punjab, India Aspire Management Solutions Full time ₹ 3,60,000 - ₹ 4,80,000 per year

    We have an urgent opening for CIVIL ENGINEER in Jalandhar based reputed steel manufacturing company.Qualification : Diploma or BE in CivilExperience : 5 - 7 yrIndustry Type : Steel ManufacturingLocation : JalandharNote : Any job related query call @ Job Type: Full-timePay: ₹30, ₹40,000.00 per monthWork Location: In person

  • Visa Counselor/ Filing/ Admission Executive

    7 days ago

    Jalandhar, Punjab, India Hindustani Product Full time ₹ 1,80,000 - ₹ 6,60,000 per year

    Hello Candidates,We are into business consulting, providing business solutions to various businesses pan India.We are looking for Visa Counselor/ Filing/ Admission Executive - Urgent Hiring in Jalandhar.Salary - Rs 15,000/- to Rs 55,000/-Education Level - GraduationNeeded SkillsCommunicationCounselling SkillsMS OfficeGood PersonalityIf interested, apply to...

  • Dialysis technician

    2 days ago

    Jalandhar, Punjab, India PACE CONSULTANT Full time ₹ 2,40,000 - ₹ 3,60,000 per year

    dear all,we have an urgent requirement of Dialysis TechnicianLocation-JalandharImmediate Joiner requiredJob Type: Full-timePay: ₹20, ₹30,000.00 per monthWork Location: In person

  • Business Development Executive

    2 weeks ago

    Jalandhar, Punjab, India Pacific Asia Consulting Expertise Full time ₹ 4,50,000 - ₹ 9,00,000 per year

    Dear All, We have an urgent requirement of Business Development Executive Location- Jalandhar Inbound Marketing Salary plus incentives Immediate Joiner required No Travelling required Candidate have good communication skills