Credit Analyst

3 weeks ago

India Larsen & Toubro Limited Full time

Job Description Position: Senior Credit Officer L&T is a major technology, engineering, construction, manufacturing and financial services conglomerate, with global operations. The Company addresses critical needs in key sectors Hydrocarbon, Infrastructure, Power, Process Industries and Defense - for customers in over 30 countries around the world. We combine a proven track record and professional skills, woven together with a culture of trust & caring. Consistently rated among the best employers in the country, L&T offers unmatched leadership opportunities & growth. Our approach is built on empowering employees to take on challenging assignments and explore their potential. Desired profile - Qualification:CA/ MBA preferably in Finance - Location:Bandra Kurla Complex, Mumbai - Experience: 3 to 5 years of relevant experience - Preferred Candidates from Banking /NBFCs /Fintech/Rating Agencies/Credit Analytics - Email to:- To check for additional IDs Key Responsibilities - Credit Check Analysis of entities for lender pre-screening and Trust seal as per policy - Maintaining overall TAT and quality - Review of credit verification reports - Tracking and representing cases to the lenders post pre-screening - Tracking and Monitoring of Verification reports and analyzing credit risks and suggesting risk mitigants. - Follow-up with agencies, Guide Business team etc. for completion of Verification and Credit check analysis - Co-ordination with Fintech Partners and other agencies as part of Credit check analysis Key Competencies - Ability to review credit parameters of client through financial documents (bank statement/GST/ITR analysis) and carry out independent assessment on credit quality and risk profile. - Experience in Credit Analysis - Excellent communication and presentation skills - Strong analytical skills and should be able to demonstrate sound judgement. - Strong Excel Skills

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