Payments BA

Job Description

NTT DATA strives to hire exceptional, innovative and passionate individuals who want to grow with us. If you want to be part of an inclusive, adaptable, and forward-thinking organization, apply now.

We are currently seeking a Payments BA to join our team in Noida, Uttar Pradesh (IN-UP), India (IN).

Payments BA - Techno-Functional

Summary of Role:

We are seeking a highly skilled techno-functional Business analyst who has worked on Payments domain. The ideal candidate will have extensive knowledge of banking systems and a proven track record in engaging with Stakeholder across the various stages of the Project Lifecycle to understand requirements, participate in user story grooming session, work with various teams to ensure technical delivery of the requirements.

What you will do:

- Act as a liaison between business, IT and QA teams to ensure alignment on requirements and technical deliverables.
- Interacting with functional BAs, product SMEs, QAs, engineering teams and solution architects to provide walk through of the requirements, understand technical dependencies and work with them to deliver the solutions.
- Provide content leadership in working with the clients in defining solutions to their business requirements.
- Interacting with business stakeholders for requirements gathering, analysis, documentation etc.
- Work with the delivery / implementation teams to provide domain inputs and to ensure delivery and implementation of the proposed solution.
- Interacting with the technical team to ensure that the requirements are clear and well understood.
- Translating business requirement document into technical specifications and analyze payment-related requirements.
- Oversee or participate in UAT and resolve technical issues during development and post-implementation.
- 6-15 years of Industry experience, having worked in Tier-1 IT organizations in BFSI domain with a focus on Payments Domain experience in Low and High Value Payments, Cross Border Payments and key regulations & associated IT impacts, affecting the Payments market, such as Single Euro Payments Area (SEPA), Instant Payments, Payment Services Directive, Open Banking etc.

Required Skillset

Domain Expertise:

- Must have in-depth solutioning experience in Banking Domain with focus on payments.
- Good to have the ability to read and understand regulatory changes such as SWIFT / SEPA rulebooks and understand requirements.

Technical Skills:

- Should have the ability to understand As-is and gather requirements.
- Knowledge of payment system and technologies (ISO 20022, EMV, tokenization)
- Familiarity with Database, scripting, Microservice architecture.

Analytical Skill:

- Proficiency in analyzing complex workflow and proposing scalable solution
- Experience with tools like JIRA, Confluence etc.

Soft Skills:

- Excellent communication and stakeholder management
- Strong problem solving and critical thinking skills.
- ability to work independently and as part of team
- Well versed in documentation skills such as flow diagrams, procedures and manuals.

Educational Requirements

- Bachelor's degree in computer science, Information Technology or related field.
- MBA or M.Tech would be a plus.

About NTT DATA

NTT DATA is a $30 billion trusted global innovator of business and technology services. We serve 75% of the Fortune Global 100 and are committed to helping clients innovate, optimize and transform for long term success. As a Global Top Employer, we have diverse experts in more than 50 countries and a robust partner ecosystem of established and start-up companies. Our services include business and technology consulting, data and artificial intelligence, industry solutions, as well as the development, implementation and management of applications, infrastructure and connectivity. We are one of the leading providers of digital and AI infrastructure in the world. NTT DATA is a part of NTT Group, which invests over $3.6 billion each year in R&D to help organizations and society move confidently and sustainably into the digital future. Visit us at

Whenever possible, we hire locally to NTT DATA offices or client sites. This ensures we can provide timely and effective support tailored to each client's needs. While many positions offer remote or hybrid work options, these arrangements are subject to change based on client requirements. For employees near an NTT DATA office or client site, in-office attendance may be required for meetings or events, depending on business needs. At NTT DATA, we are committed to staying flexible and meeting the evolving needs of both our clients and employees. NTT DATA recruiters will never ask for payment or banking information and will only use @nttdata.com and @talent.nttdataservices.com email addresses. If you are requested to provide payment or disclose banking information, please submit a contact us form, .

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