Credit & Collections Senior Analyst
2 days ago
Job Description Job Summary - This role is responsible for independently assessing the financial status of medium-value customers and determining credit limits. The role manages medium credit limit customer accounts, negotiates payments, and resolves credit-related matters. The role conducts analyses, resolves disputes, and collaborates to devise strategies for preventing delinquencies, while leading complex projects and supporting operational plans. Responsibilities - Utilizes financial statements to independently assess the financial status of medium monetary value customers and determines credit limit recommendations. - Manages accounts of customers with medium credit limits independently, resolves credit-related matters, and presents credit recommendations to management. - Negotiates on initial payments with customers and organization's sales personnel, facilitating purchases beyond credit limits. - Conducts thorough analysis and research on customer receivables account delinquencies, selecting appropriate communication methods to facilitate payments. - Resolves disputes pertaining to customer payments on overdue accounts independently, skillfully negotiating and ensuring prompt payments. - Identifies trends of non-payment and collaborates with internal partners across various levels to address and rectify issues. - Initiates the dispute resolution procedures with internal organization's counterparts, ensuring thorough issue tracking and resolution for both the organization and the customer. - Analyzes customers at risk and collaborates with partners to devise effective account strategies for averting delinquencies. - Solves difficult and complex problems with a fresh perspective, demonstrating good judgment in selecting creative solutions and managing projects independently. - Leads moderate to high complexity projects, delivering professionally written reports, and supports the realization of operational and strategic plans. Education & Experience Recommended - Four-year or Graduate Degree in Business Administration, Economics, Finance, or any other related discipline or commensurate work experience or demonstrated competence. - Typically has 10-15 years of work experience, preferably in collection, credit, banking, or a related field or an advanced degree with work experience. Preferred Certifications - Certified Accounts Payable Professional (CAPP) - Certified Professional in Credit and Collections (CPCC) Knowledge & Skills - Accounting - Auditing - Credit Analysis - Credit Risk - Credit Risk Management - Data Analysis - Due Diligence - Economics - Finance - Financial Analysis - Financial Services - Financial Statements - Loans - Marketing - Portfolio Management - Risk Analysis - Risk Appetite - Risk Management - SQL (Programming Language) - Underwriting Cross-Org Skills - Effective Communication - Results Orientation - Learning Agility - Digital Fluency - Customer Centricity Impact & Scope - Impacts multiple teams and may act as a team or project leader providing direction to team activities and facilitates information validation and team decision making process. Complexity - Responds to moderately complex issues within established guidelines. Disclaimer - This job description describes the general nature and level of work performed in this role. It is not intended to be an exhaustive list of all duties, skills, responsibilities, knowledge, etc. These may be subject to change and additional functions may be assigned as needed by management.
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Credit and Collections Analyst
2 days ago
Bengaluru, India HP Full timeJob Description At HP, talent is our criteria. Join us in reinventing the standard for diversity and inclusion. Bring your awesomeness, and just be you! As a Collections Analyst within our Global Direct Collection Team, you will be building a strategic relationship with customers, understanding their business models, identifying challenges in the payment...
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Credit & Collections Analyst
1 week ago
Bengaluru, Karnataka, India Deloitte Consulting Full time ₹ 4,00,000 - ₹ 12,00,000 per yearJob Title: Credit & Collections AnalystLocation: BangaloreExperience: 2 to 8 YearsJob Summary: The Credit & Collections Analyst ensures timely and accurate cash application, collections, and customer account management. The role focuses on payment accuracy, reconciliation, and dispute resolution while supporting month-end closing and compliance.Key...
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Credit & Collections Senior Analyst
1 week ago
Bengaluru, India HP Full timeThis job is with HP, an inclusive employer and a member of myGwork – the largest global platform for the LGBTQ+ business community. Please do not contact the recruiter directly.Credit & Collections Senior AnalystDescription -Job Summary• This role is responsible for independently assessing the financial status of medium-value customers and determining...
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Credit and Collections Analyst
5 days ago
Bengaluru, India HP Full timeJob Description Job Summary - This role is responsible for evaluating customer credit limits and risk ratings based on credit scores, while also analyzing high-risk customers and devising strategies to prevent delinquencies. The role manages an access database for deficiency accounts, reviews daily internal audit reports, and resolves discrepancies. The role...
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Credit & Collections Senior Analyst
1 week ago
Bengaluru, Karnataka, India HP Full time ₹ 60,00,000 - ₹ 90,00,000 per yearCredit & Collections Senior AnalystDescription -Job Summary• This role is responsible for independently assessing the financial status of medium-value customers and determining credit limits. The role manages medium credit limit customer accounts, negotiates payments, and resolves credit-related matters. The role conducts analyses, resolves disputes, and...
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Credit and Collections Analyst
1 week ago
Bengaluru, Karnataka, India HP Full time ₹ 50,00,000 - ₹ 1,20,00,000 per yearCredit and Collections AnalystDescription -At HP, talent is our criteria. Join us in reinventing the standard for diversity and inclusion. Bring your awesomeness, and just be youAs a Collections Analyst within our Global Direct Collection Team, you will be building a strategic relationship with customers, understanding their business models, identifying...
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India Soul AI Full timeJob Description Help Shape Our Financial Decisions as a Credit Analyst! About Us: Soul AI is a pioneering company founded by IIT Bombay and IIM Ahmedabad alumni, with a strong founding team from IITs, NITs, and BITS. We specialize in delivering high-quality human-curated data, AI-first scaled operations services, and more. Based in Hyderabad, we are a young,...
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Credit & Collections Analyst
1 week ago
Bengaluru, India HP Full timeThis job is with HP, an inclusive employer and a member of myGwork – the largest global platform for the LGBTQ+ business community. Please do not contact the recruiter directly.Credit & Collections AnalystDescription -Job Summary• This role is responsible for evaluating customer credit limits and risk ratings based on credit scores, while also analyzing...