Credit Executive-hub-cv

2 weeks ago


Bangalore Karnataka, India Kotak Mahindra Bank Full time

Job Category KMBL Degree Level Bachelor s Degree The Credit Executive will play a crucial role in overseeing credit processes analyzing financial data and making informed decisions to support the growth of the CV business They will work closely with the HUB-CV CE team to optimize credit allocation and manage risks effectively Responsibilities Manage and oversee credit operations for the HUB-CV CE division Analyze financial statements and credit reports to assess borrower s creditworthiness Make informed credit decisions based on risk assessment and market trends Ensure compliance with credit policies and regulations maintaining high standards of integrity Monitor and manage credit portfolio performance identifying potential risks and taking proactive measures Build and maintain strong relationships with internal stakeholders and clients Collaborate with the HUB-CV CE team to develop and implement credit strategies Provide regular reports and insights on credit performance to senior management Stay updated with industry trends and best practices in credit management Qualifications Bachelor s degree in Finance Business Administration or a related field Minimum 3 years of experience in credit management or a similar role Strong analytical skills with the ability to interpret financial data Excellent decision-making and problem-solving abilities Proficiency in using credit analysis tools and software Good understanding of banking regulations and compliance requirements Effective communication and interpersonal skills for building relationships Ability to work independently and manage multiple tasks simultaneously Strong attention to detail and a results-driven approach Proficiency in Microsoft Office suite especially Excel


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