Urgent Senior Credit Analyst

3 weeks ago

Mumbai, Maharashtra, India YES BANK Full time
CHIEF RESPONSIBILITIES

· Carry out due diligence for large corporate customers (large companies, listed/unlisted)

· In-depth financial analysis, business model review, management risk analysis

· Working on cashflow based excel models, Analyzing cashflows and WC

· Review of annual reports, borrower/promoter background

· Review of term sheets/sanction letters and suggest terms to be incorporated in the same for both fund

based and non-fund based products

· Review of Credit notes and guide team in analysis, decision making

· Interaction with various stakeholders (internal and external) for review of such customers

· Review of internal rating of customers and assign rating

· Review Early warning triggers

· Prepare recommendation notes and recommend proposals to top management

· Involvement in Management level meetings/discussion

· Up-to-date with industry dynamics and changing environment

· Keep up to date with various RBI circulars critical from wholesale lending perspective

· Adherence to Bank internal policy, deviations to be reviewed adequately

· Being sensitives to Bank's Business requirements

· Team player, handling resources

· Discussion of observations with Seniors – RCH/ZCH/NCH

· Assessment of Credit Proposal / Case for his respective location / region

· Presentation of key observations to Senior Management on periodic basis

· Managing a team & drive the results/ goals set for self & Team

Core Responsibilities:

Assessment of credit proposal, Review cases as per credit Policy Parameters, Documentation check, analysis of observations for necessary correction in credit appraisal

· Preparing CAM / Report which highlights the quality of information, which helps the decisioning of cases are senior level.

· Monitoring of delinquency, exceptions, portfolio movement. · Maintaining data as required by the Senior Management

· Understanding Banking product , policies , loans. § To be conversant with SME Loan Products

Minimum Qualifications:

§ CA/ MBA from a reputed institute

Exp:

Minimum of 6 years of work experience in credit evaluation in a Bank (Not NBFC)

Nature of Experience:

Credit Evaluation in any Bank

Technical Competencies:

Financial Analysis and Market knowledge of industry segment

  • Senior Credit Research Professional

    2 weeks ago

    Mumbai, Maharashtra, India beBeeCreditResearch Full time ₹ 1,50,00,000 - ₹ 2,50,00,000

    Credit Research Analyst RoleWe are seeking a highly skilled Credit Research Analyst to join our team. As a Senior Credit Research Analyst, you will play a crucial role in delivering high-quality research assignments to global clients.

  • Senior Credit Analyst

    3 weeks ago

    Mumbai, Maharashtra, India Virtuous Advisors & Resources Private Ltd (Virtuous Resources) Full time

    About the Company:They are a boutique financial services firm providing unbiased expertise, tailoredfinancial solutions and best-in-breed technology to clients around the world. Theyare seasoned experts across the full suite of wealth management, multi-familyoffice, asset management and corporate advisory services. Through their openarchitecture model, they...

  • Senior Credit Risk Analyst

    2 weeks ago

    Mumbai, Maharashtra, India beBeeCreditRisk Full time ₹ 15,00,000 - ₹ 28,00,000

    Job Title: Senior Credit Risk Analyst">Credit Analysis and Counterparty Assessment: Conduct thorough credit analysis and counterparty assessments of customers and supply chain partners of large corporates, encompassing rigorous credit and counterparty risk analysis, industry research, and financial analysis.Financial Performance Analysis: Analyze company...

  • Crisil - Research Analyst/Senior Research Analyst - Buyside Credit Research

    2 weeks ago

    Mumbai, Maharashtra, India Crisil Limited Full time

    Job Title: Research Analyst / Senior Research AnalystJob Description/summary:We are seeking a Research Analyst / Senior Research Analyst to support our global buy-side credit research team. The candidate will be primarily responsible for preparing timely earnings write-ups for the assigned portfolio. The candidate will also prepare credit memos and update...

  • Credit Analyst

    3 weeks ago

    Mumbai, Maharashtra, India Ion Full time

    Job DescriptionKey Responsibilities:- Analyse financial statements:Analyse financial statements, including income statements, balance sheets, and cash flow statements, quarterly, half yearly and annual reports, including press releases to assess the financial health of the companies under coverage. Identify key financial ratios, build financials models, find...

  • Credit Analyst

    1 week ago

    Mumbai, Maharashtra, India Intellectual Capital Hr Consulting Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Credit Analyst - Wholesale Lending - SMEPreparation of Credit Appraisal notes for SME clients.Discuss with business on Terms and Conditions for risk assessmentsDiscuss with customers for obtention of information for preparation of CRANs.Monitor the accounts based on the terms stipulated by Sanctioning Authority.Prepare Monthly/Quarterly Monitoring Reports...

  • Credit Data Analyst

    1 week ago

    Mumbai, Maharashtra, India beBeeCredit Full time ₹ 9,00,000 - ₹ 12,00,000

    Job Title: Credit AnalystThe role involves analyzing credit data and project workflows to enhance operational efficiency in the personal loans division.Key Responsibilities:Analyzing credit data to identify trends and patterns.Reviewing loan applications and assessing risks.Improving processes to increase efficiency.Supporting credit project teams.Required...

  • Credit Analyst

    2 weeks ago

    Mumbai, Maharashtra, India Intellectual Capital HR Consulting Pvt. Ltd. Full time ₹ 1,04,000 - ₹ 1,30,878 per year

    Role: Credit AnalystSegment: Large CorporateSub Segment:Infrastructure/ Project FinanceJob Role:Preparation of Credit Appraisal notes for Large Corporate withing Project financeDiscuss with business on Terms and Conditions for risk assessmentsDiscuss with customers for obtention of information for preparation of CRANs.Monitor the accounts based on the terms...

  • Credit Analyst

    2 weeks ago

    Mumbai, Maharashtra, India Intellectual Capital HR Consulting Pvt. Ltd. Full time

    Role : Credit Analyst Segment : Large Corporate Sub Segment: Corproate Conglomerate Group Location - Mumbai Job Role: Preparation of Credit Appraisal notes for Large Corporate - CCG. Discuss with business on Terms and Conditions for risk assessments Discuss with customers for obtention of information for preparation of CRANs. Monitor the accounts...

  • Credit Risk Senior Analyst

    1 week ago

    Mumbai, Maharashtra, India Citi Full time ₹ 15,00,000 - ₹ 20,00,000 per year

    Job Description Whether you're at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you'll have the opportunity to expand your skills and make a difference at one of the world's most global banks. We're fully committed to supporting your growth and development from the start with extensive on-the-job...