Senior Credit Analyst

3 weeks ago

Mumbai, Maharashtra, India Virtuous Advisors & Resources Private Ltd (Virtuous Resources) Full time

About the Company:

They are a boutique financial services firm providing unbiased expertise, tailored

financial solutions and best-in-breed technology to clients around the world. They

are seasoned experts across the full suite of wealth management, multi-family

office, asset management and corporate advisory services. Through their open

architecture model, they ensure your benefit from the combination of institutional

rigour and bespoke solutions.

Sr. Associate/ Associate- Credit Analyst

Location: Mumbai

Reporting to: VP NBFC

Department: NBFC

Responsibilities:

1. Work closely with senior team and manage the entire deal cycle from

sourcing, due diligence, market analysis, deal structuring, and closure.

2. Underwrite proposals with in-depth review of Borrower's financial

statements and business model.

3. Detailed overview of industry, risk analysis and mitigation.

4. Preparation of financial models, appraisal notes and presentation to the

Credit Committee.

5. Wherever required, co-ordinate with consultants for timely completion of

due diligence pertaining to financial, legal, and other matters.

6. Coordinate and oversee the transaction documents, reviewing and finalizing

the same prior to execution.

7. Ensuring that transactions executed and disbursed are performing as per

transaction documents and representations and in line with credit policies.

8. Working with operations team to take meaningful and corrective action in

case of divergence.

Secondary Responsibilities:

1. Monitoring of the existing debt portfolio.

2. Ability and freedom to grow into an origination role with take on added

responsibility to source transactions.

Core Competencies & Qualifications:

1. Minimum 5 years of overall experience and 2 years of experience in credit

underwriting, financial analysis, investment banking.

2. Experience working with Banks, NBFCs, Investment Banking, Financial

Advisory domain preferred.

3. Well versed with MS Office.

4. Well versed with financial analysis and underwriting methods for evaluation

of credit proposals.

5. Experience of working in sector agnostic environment.

6. Positive attitude, assertive, result oriented, self-motivated.

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