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Credit Manager-sbe-small Business Enterprise-credit
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Credit Manager-Working Capital-CreditBangalore Karnataka IndiaJOB DESCRIPTION Job Role As part of Credit Team for Working Capital Finance Managing team of Credit Managers Underwriting making proposals of Working Capital Finance Fund Non Fund based Under writing cases with desired level of quality and enabling achievement of branch business target by proper training Visiting customers for personal discussions and deal structuring Studying monitoring reports keeping track of portfolio quality Taking necessary steps to ensure that the required quality levels are maintained To evaluate proposals of customers for Home Loans Loan against Property Decision making within defined TAT Understanding of property related aspects like legal title and market value of the property is an added advantage Coordinating with sales operations legal technical and customer service Job Requirements Qualification- CA with relevant underwriting experience Job Knowledge - o Technical underwriting experience o Analytical skills Skills Experience - o Experience of 2-4 years in relevant working capital products is desired o Should be able to handle time bound activities effectively o Should be an effective team player o Should have a sense of urgency keenness to learn Credit Manager-SBE-Small Business Enterprise-CreditDelhi IndiaTRENDINGJOB DESCRIPTIONRoleCredit Appraisalxc2xb7 Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authoritiesxc2xb7 Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper trainingxc2xb7 Use performance history along with liquidity debt asset management and profitability ratios to assess creditworthiness in evaluationStock on Hire Increase in volume of businessxc2xb7 Ensure that SOH increases pl confirm if this applies to CM role NPA trendxc2xb7 Analyze the NPA trend like area industry sector etc xc2xb7 Interact with Customers understand the business and regularly monitor delinquencies infants Infant loan which is less than 12 months NPAxc2xb7 Ensure qualitative portfolio
