Team Leader, Credit

Job SummaryCEO CIB OfficeCredit Portfolio Management CPM CPM Distribution is part of Credit Portfolio Management CPM Distribution co-ordinates loan sales in the secondary market to generate liquidity obtain RWA relief and offload risk at minimum cost under the guidance of the Origination and Distribution Policy To facilitate loan sales and other CPM Distribution initiatives GBS CPM Team extracts the data on all transferable loans from multiple sources and compiles them in the Loan Database In addition we do CPM Analytics activities which involve RWA Variance analysis Account Plan Tracking CPM MI packs and OBL MI packs The activities include the production and distribution of RWA Variance reports for CB and CIB analyzing RWA movements and engaging with GAM s directly on the reason for the Variance The team also operationalizes the International Balance Sheet Management Policy IBSM that optimizes the booking of assets globally to achieve capital and liquidity efficiency whilst best supporting execution of the business strategy There is the Financial Resource Management team under the Credit Portfolio Management CPM domain The role involves working towards optimising the Bank s Balance Sheet metrics and creating maintaining Balance Sheet models Key ResponsibilitiesStrategy Ensure appropriate BAU controls are being established within RRSD and deployed effectively in GBS Support new Business requests through Product programmes and Country addendums Look for possibilities of leveraging on synergy within the various process through automation thereby bringing in improvements Business Help the team to pursue the strategic intent and agenda for RRSD Help to improve client experience through more efficient and effective processing in tandem with Risk Client Coverage and Front Office users Processes Understanding the Bank s Balance Sheet framework and Global Balance sheet capabilities Drive Capital and Liquidity Efficiency through IBSM model along with accurate forecasting process Support the delivery of Strategic development like RoTE objectives through efficient usage of the Balance Sheet To work together with Treasury to achieve the shared objectives of Business and Treasury Create Balance Sheet models and maintenance activities People Talent Compliance with all relevant process procedure guidelines rules regulations To work and solve problems independently and be able to work in a deadline-oriented environment Risk Management Embed new Operational Risk framework into monitoring processes and report any escalations to Management Monthly monitoring of CST and performance measurement of KCIs Governance Work closely with Operational Excellence Change management team members to understand key issues and processes and drive automation of processes Adherence to mandatory certifications and operational requirements Regulatory Business Conduct Display exemplary conduct and live by the Group s Values and Code of Conduct Take personal responsibility for embedding the highest standards of ethics including regulatory and business conduct across Standard Chartered Bank This includes understanding and ensuring compliance with in letter and spirit all applicable laws regulations guidelines and the Group Code of Conduct Effectively and collaboratively identify escalate mitigate and resolve risk conduct and compliance matters Key stakeholders CPM stakeholders Treasury stakeholders CEO CIB office Associated Technology partners Business desks GBS Management team Other Responsibilities Participate in at least 2 days of volunteering per year Participate in engagement activities of Risk Ops and GBS Be motivated and actively engage in activities like innovation and automation initiatives To hold assigned roles of First Aider Fire Warden ADCC as appropriate and discharge the expected responsibilities Skills and Experience Manage Conduct Manage Risk Manage People FM Products Problem Solving skills SAS Python SQL Analytical Skills Qualifications Postgraduates Professional qualification with 0-4yrs experience Risk Certifications from established institutions is recommended Any technical Certification in MS Office Advanced tools SQL Tableau SAS will be required FRM Certified candidates will be preferred General Skill Set Strong knowledge in banking products across asset classes FX Rates Equity Credit and Commodities Strong knowledge in Data Analytics Including ML capabilities Hands-on SQL SAS PYTHON Awareness of trading environment macroeconomic fundamentals market moves potential impact on exposures Excellent communication skills - verbal and written Be able to work with a global team Be able to implement strategic ideas and enhance productivity and efficiency levels Working knowledge of the Group s businesses Governance structure and approach to risk management About Standard CharteredWe re an international bank nimble enough to act big enough for impact For more than 170 years we ve worked to make a positive difference for our clients communities and each other We question the status quo love a challenge and enjoy finding new opportunities to grow and do better than before If you re looking for a career with purpose and you want to work for a bank making a difference we want to hear from you You can count on us to celebrate your unique talents and we can t wait to see the talents you can bring us Our purpose to drive commerce and prosperity through our unique diversity together with our brand promise to be here for good are achieved by how we each live our valued behaviours When you work with us you ll see how we value difference and advocate inclusion Together we Do the right thing and are assertive challenge one another and live with integrity while putting the client at the heart of what we do Never settle continuously striving to improve and innovate keeping things simple and learning from doing well and not so well Are better together we can be ourselves be inclusive see more good in others and work collectively to build for the long term What we offerIn line with our Fair Pay Charter we offer a competitive salary and benefits to support your mental physical financial and social wellbeing Core bank funding for retirement savings medical and life insurance with flexible and voluntary benefits available in some locations Time-off including annual leave parental maternity 20 weeks sabbatical 12 months maximum and volunteering leave 3 days along with minimum global standards for annual and public holiday which is combined to 30 days minimum Flexible working options based around home and office locations with flexible working patterns Proactive wellbeing support through Unmind a market-leading digital wellbeing platform development courses for resilience and other human skills global Employee Assistance Programme sick leave mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth with opportunities to reskill and upskill and access to physical virtual and digital learning Being part of an inclusive and values driven organisation one that embraces and celebrates our unique diversity across our teams business functions and geographies - everyone feels respected and can realise their full potential 12433