Analyst, Retail Risk Analytics

Key ResponsibilitiesThis position is for an Analyst with an advanced degree in a quantitative discipline requires experience and proficiency in areas of statistics applied mathematics SAS programming language and a good understanding of retail banking small business lending businesses The individual will use these skills in the development of risk models IRB IFRS9 Custom Scorecards and others and other risk analytics in retail banking small business lending portfolios Responsibilities include developing statistically derived predictive models perform decision tree-based customer segmentation profiling analyses assist business implementation of sophisticated Regulatory and Scoring models and providing analytic support to Standard Chartered businesses across the globe Skills and Experience Analytical Strategic Conceptual thinking Attention to detail Problem solving Verbal Written communication Presentation skills Highly motivated organized and methodical Qualifications Bachelors Advanced Masters or higher Degree in Statistics Applied Mathematics Operations Research Economics Engineering or other quantitative discipline Good understanding of retail banking small business consumer finance products and business life-cycles e g sales underwriting portfolio management marketing collections 0-2 in-depth years experience in hands-on Statistical Modeling in credit risk for retail banking small business consumer finance portfolios Proficient statistical programming skills in SAS preferred or similar strong analytical skills and understanding of quantitative and statistical analysis Hands-on experience in mining data and understanding data patterns Experience in directly interacting with Business and exposure to International markets will be a plus About Standard CharteredWe re an international bank nimble enough to act big enough for impact For more than 170 years we ve worked to make a positive difference for our clients communities and each other We question the status quo love a challenge and enjoy finding new opportunities to grow and do better than before If you re looking for a career with purpose and you want to work for a bank making a difference we want to hear from you You can count on us to celebrate your unique talents and we can t wait to see the talents you can bring us Our purpose to drive commerce and prosperity through our unique diversity together with our brand promise to be here for good are achieved by how we each live our valued behaviours When you work with us you ll see how we value difference and advocate inclusion Together we Do the right thing and are assertive challenge one another and live with integrity while putting the client at the heart of what we do Never settle continuously striving to improve and innovate keeping things simple and learning from doing well and not so well Are better together we can be ourselves be inclusive see more good in others and work collectively to build for the long term What we offerIn line with our Fair Pay Charter we offer a competitive salary and benefits to support your mental physical financial and social wellbeing Core bank funding for retirement savings medical and life insurance with flexible and voluntary benefits available in some locations Time-off including annual leave parental maternity 20 weeks sabbatical 12 months maximum and volunteering leave 3 days along with minimum global standards for annual and public holiday which is combined to 30 days minimum Flexible working options based around home and office locations with flexible working patterns Proactive wellbeing support through Unmind a market-leading digital wellbeing platform development courses for resilience and other human skills global Employee Assistance Programme sick leave mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth with opportunities to reskill and upskill and access to physical virtual and digital learning Being part of an inclusive and values driven organisation one that embraces and celebrates our unique diversity across our teams business functions and geographies - everyone feels respected and can realise their full potential 27937