▷ (Immediate Start) Manager - Retail Credit - Credit - Housing - EM - Barasat - Sudha Apartments - JM
2 weeks ago
Job Description Job Description . To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complexloan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems o Exceed service quality standards and strive for continuous process improvement o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. o Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies o Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Qualification: Graduate, Masters/Post Graduate Certifications: CA/MBA (Preferable)
-
UPI Credit Partnerships Lead
3 weeks ago
Mumbai, Maharashtra, India, Maharashtra LIGHT - Credit For UPI Full timeAbout LightWe’re building the future of credit on UPI — making every payment smarter, faster, and frictionless. We’re a startup where every day is crazier than the last, and that’s exactly how we like itThis role is for the geek who loves speed, hates red tape, and thrives in chaos. In return — apart from salary — you’ll get enormous growth,...
-
▷ (Apply Now) UPI Credit Partnerships Lead
3 weeks ago
Mumbai, India LIGHT - Credit For UPI Full timeJob Description About Light We're building the future of credit on UPI making every payment smarter, faster, and frictionless. We're a startup where every day is crazier than the last, and that's exactly how we like it This role is for the geek who loves speed, hates red tape, and thrives in chaos. In return apart from salary you'll get enormous growth,...
-
Credit Manager-Housing Finance
2 weeks ago
Mumbai, -Mumbai-Vinay Bhavya Complex-MAH, Vinay Bhavya Complex, Mumbai, Maharashtra, India Kotak Mahindra Bank Full time ₹ 4,00,000 - ₹ 12,00,000 per yearCredit Manager-Housing Finance-CreditThe Credit Manager-Housing Finance-Credit role involves managing credit assessments and approvals for housing finance. Responsibilities include evaluating creditworthiness, analyzing financial statements, and ensuring compliance with lending policies
-
Credit Cards-credit Cards Sales- Sales
4 days ago
Krishnanagar, India HDFC Bank Full time**Group Company**: HDFC Bank Limited **Designation**: Credit Cards-Credit Cards Sales - Sales Officer-Branch **Office Location**: KRISHANNAGAR Krishnagar (Branch) **Position description**: Credit Cards-Credit Cards Sales - Sales Officer - Branch **Primary Responsibilities**: - Credit card sales, VYMO calling and conversion on various databases,...
-
India, Rajahmundry Kotak Mahindra Bank Limited Full timeJob Description 1. Credit Assessment & Underwriting: Evaluate loan applications for Loan Against Property (LAP) and Affordable Housing Loans at the location level. Assess borrower profiles, financial statements, and property documents to determine creditworthiness. Perform due diligence, including Customer meeting, tele verification check, CIBIL/credit...
-
RC - Credit Officer - CV/CE - Retail Credit
3 weeks ago
Ahmedabad, India Axis Bank Full timeJob Description RC - Credit Officer - CVCE Retail Credit INTERNAL USAGE: No. of Vacancies: Reports to: Regional Credit Manager Is a Team leader N Team Size: NA Grade: Business: Corporate Center Department: Retail Credit Sub-Department: CVCE Credit Location: About Retail Credit The Retail Credit department in the Bank is a Credit Underwriting department for...
-
RC - Area Credit Manager - Mortgages Credit
5 days ago
India Axis Bank Full timeJob Description Role description RC - Area Credit Manager - Mortgages Credit INTERNAL USAGE: No. of Vacancies: Reports to: RCM Is a Team leader Y Team Size: 5-7 Grade: M/SM/AVP Business: Underwriting Department: Retail Credit Sub-Department: CPC Location: About Retail Credit The Retail Credit department in the Bank is a Credit Underwriting department for all...
-
Credit Manager
1 week ago
Ahmedabad, -Ahmedabad-Siddhi Vinayak Complex-Satelliate-GUJ, Ahmedabad, Gujarat, India Kotak Mahindra Bank Full time ₹ 9,00,000 - ₹ 12,00,000 per yearCredit Manager-AGRI-FIN-TRACTOR LOANS AND RETAIL(TFE)-CreditThe Credit Manager will be responsible for managing AGRI-FIN-TRACTOR LOANS AND RETAIL credit operations. They will be required to assess creditworthiness, prepare credit proposals, and ensure compliance with credit policies and procedures
-
Karnal, India Axis Bank Full timeJob Description RC - Technical Manager - Mortgages Credit INTERNAL USAGE: No. of Vacancies: Reports to: Zonal Credit Manager Retail Credit Is a Team leader Team Size: Grade: SM/AVP Business: Department: Sub-Department: Retail Credit Location: About Wholesale Credit The Wholesale Credit department in the Bank is a Credit Underwriting department for all Large/...
-
Credit Manager-SUPPORT SERVICES-Credit
2 weeks ago
Chennai, India Kotak Mahindra Bank Limited Full timeJob Description Role - Credit Manager - KMPL Support Services-Credit Minimum experience of 3 years under Retai credit underwriting. Minimum qualification MBA Finance or CA. Job Role . To evaluate the credit worthiness of various customers applying for car loans, within the prescribed TAT and deciding on the right risk mix for the particular customer. ....
