(02/11/2025) Credit Underwriting
3 weeks ago
Job Description About Us Efficient Capital Labs (ECL) is a VC backed, innovative fintech company headquartered in the US with a subsidiary in Bangalore, India. At ECL, our vision is to enable border agnostic access to capital for businesses in emerging markets, such as India, so that they can benefit from lower capital costs that are available in markets such as the U.S. Our mission is to innovate for businesses and solve two of their biggest challenges: access to capital and cost of capital. We offer non-dilutive capital of up to US$2.5M for a fixed annual fee, with a 12-month repayment term. We serve our customers in a fast, seamless and cost-effective manner that does not require them to spend months of time and thousands of dollars in negotiating complex equity raises through preferred stock issuance. Job Summary: We are seeking a detail-oriented Underwriter professional to join our team as an Senior Analyst. In this role, you will be responsible for reviewing and interpreting bank statements to assess financial health, identify patterns, detect irregularities, and contribute to credit and risk decision-making.The Underwriter reviews, conditions, and underwrites loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Functions and Responsibilities - Review and analyze the loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor and the company. - Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. - Provides final approval underwriting of loans Conventional, Correspondent, FHA, VA, Reverse. - Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. - Sign off conditions in a timely manner set by management. - Work with team members, sales and management to find solutions on escalated loans. May be requested to make recommendations for improving Internal Audit's policies and practices. - Manage loans by using all functions of Encompass. - Effectively communicate underwriting decisions with processors and advisors - Maintain high level of customer service and communication with other departments. - Other duties as assigned. Education / Experience: - Bachelor's degree - Minimum of 3- 4 years of experience in Underwriting with thorough knowledge of Financial and nonfinancial supporting documentation, Income calculations, Asset/ Liabilities & Appraisal verification, Credit report review. - Knowledge about risk and compliance in Lending especially the FNMA & FHLMC Underwriting standards. - Knowledge about Underwriting procedures of Conventional, Correspondent Lending, , FHA, VA (Government loans) underwriting
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Credit Underwriters
7 days ago
India CAPCO Full time**Job Title: Credit Underwriter** **About Us** - “Capco, a Wipro company, is a global technology and management consulting firm. Awarded with _**_Consultancy of the year in the _**_British Bank Award_**_ and has been ranked _**_Top 100 Best Companies for Women in India 2022 by _**_Avtar & Seramount_**_. With our presence across 32 cities across globe, we...
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Senior Credit Underwriter
4 days ago
Mumbai, India LiquiLoans Full timeJob Description Job Role:- Senior- Credit Underwriter Job Location:- Andheri, Mumbai Experience Required:- Minimum 3+ years in Credit Underwriting Job Description: Key Responsibilities 1. Credit Assessment & Underwriting - Evaluate loan applications by analyzing financial statements, bank statements, credit reports, GST returns, ITRs, and other relevant...
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Credit Underwriter
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Bengaluru, India Hiring Street Full time**Roles and Responsibilities** Responsible for Credit underwriting of SME proposals ( Unsecured Business loan). Ensure credit underwriting in line with defined credit policy of SME Business. Understand credit policy and processes as well as credit environment **Perks and Benefits** - Role:_Credit Manager - Salary:_ Not Disclosed by Recruiter -...
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Invoyz- Credit Underwriter
1 week ago
Bengaluru, India Nexthire Full timeInvoyz Financial Solutions Pvt. Ltd. is a Bengaluru based financial services technology start-up with a focuson Supply Chain Financing and other Business Lending products. Invoyz also offers bi-directional data exchangeamong ERPs, for digital invoicing, collection and recompilation. Experience: 3+ years in assessing credit risk for Lending and supply-chain...
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Invoyz - Credit Underwriter
1 week ago
Bengaluru, India Nexthire Full timeRole : Credit Underwriter Experience : 3 - 9 Years Location : Bengaluru - 5 Days WFO Must have: 3+ years in assessing credit risk for Lending and supply-chain finance products About Company: Invoyz Financial Solutions Pvt. Ltd. is a Bengaluru based financial services technology start-up with a focus on Supply Chain Financing and other Business...
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India Uniqonix IT Solutions Full timeWe’re Hiring: Underwriter – US Residential Mortgage 📍 Location: Remote (PAN India) 🕒 Shift: US Shift (Night Shift) 💼 Experience: Minimum 4 Years in Live Underwriting – US Mortgage Process 💰 Salary: Commensurate with Experience 💡 About the Role We’re looking for an experienced US Mortgage Underwriter with hands-on expertise in...
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Credit Underwriter
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Bengaluru, Karnataka, India AtoB Full time US$ 80,000 - US$ 1,20,000 per yearAbout AtoBAtoB is headquartered in San Francisco, US and aims at modernizing the payments infrastructure for companies with vehicles and fleets of vehicles –where capital movement occurs quickly and transparently. Our flagship product is the AtoB Fuel Card, a fuel card accepted anywhere Visa is accepted, equipped with the strongest discount network in the...
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Bengaluru, Hyderabad, India Live Connections Full time ₹ 5,00,000 - ₹ 20,00,000 per yearMust have Exp in Credit Underwriting ,Credit analysis, Larger Corporates, Credit Rating, financial statement and analysis,Sectors: Energy, Power, CAMEL Analysis, Fig, Retail, Industrials, NBFCLoc: Bang/HydSend your CVs @ Required Candidate profileDebt advisory/raise, Portfolio Management, Capital structure. Credit metrics, Covenants, financial statement...
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Senior Live Underwriter
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Bengaluru, India Brace Infotech Private Ltd Full timeMega Walkin Drive on 26nd and 27rd-Sep-2025 In BangaloreJob Overview:The Conventional Underwriter reviews, conditions and underwrites US mortgage loans in accordance with establishedpolicies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness.Job Roles and Responsibilities :Review and analyse the mortgage loan...
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Senior Live Underwriter
4 weeks ago
Bengaluru, India Brace Infotech Private Ltd Full timeMega Walkin Drive on 26nd and 27rd-Sep-2025 In BangaloreJob Overview:The Conventional Underwriter reviews, conditions and underwrites US mortgage loans in accordance with establishedpolicies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness.Job Roles and Responsibilities : Review and analyse the mortgage...
