Urgent Search: Regional Credit Mgr

4 weeks ago

Mumbai, India Bank Full time

Job Description

Regional Credit Manager LAP/ HL credit- Retail Risk

Grade AVP/DVP

Qualification : CA / MBA

Kindly Share updated resume asap - Contact Person : Divya qcprofile@gmail.com Wassup Connect 9137265848

LAP/ HL credit- Retail Risk

Location/Branch

Mumbai- Goregaon

1. Position Purpose

Please mention a brief purpose of the position along with the preferred profile for recruitment. Please refer the standard format filled and shared with you.- To Underwrite the Loan against property proposals

Position Responsibilities

Sr.

Key Responsibilities (Please mention all the responsibilities expected from the incumbent to perform)

1

To lead and Manage the Team of Area Credit Managers & Credit Managers.

2

To appraise and Process Loan Against Property/ Prime HL proposals as per Bank’s Policy and Process.

3

To work in close co-ordination with business team and other units of the bank.

4

To fulfil internal and external Audit & compliance requirements of bank.

5

To Monitor the existing portfolio and to have control over delinquencies.

6

To Monitor Valuation reports vis a vis Local Property Market

7

To have basic Knowledge of the legal requirements related to properties

8

To co-ordinate with the different vendors like, Valuer and Legal.

9

To control PDD/ OTC of the location.

10.

Should have control over the file movement at the location.

1. Qualifications and Experience Requirement

-

Qualifications Essential

Should be Chartered Accountant/MBA (Finance)

- Experience Essential

Minimum 8-10 Years’ experience as LAP/ Prime HL credit manager

1. Skills

Attribute

Should having basic MS office operating skill and written and spoken communication skill in English

1. Functional Inter-linkages

Internal & External

- Should be ready to work in Team

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