RA/SRA/LA - Loan Review/Credit Risk Assessment
2 days ago
Job Description Job title SME Credit Risk Review/Loan Review Experience 8+ years of experience in credit risk review/loan review of commercial credit (CRE, and C&I preferred) with good understanding of risk policies and framework, credit lines, and counterparty credit risk Job duties - Conduct independent, high quality, comprehensive reviews of borrowers across a diverse range of Commercial loan portfolios (CRE and C&I preferred) to assess adequacy of credit quality, loan documentation, credit administration, collateral valuations, risk rating accuracy, and compliance with established policies - Analyse and interpret borrower specific information, including an independent assessment of repayment capacity, covenant adherence, legal documentation, and industry risk - Interpreting and applying regulatory feedback and requirements as well as bank policies and credit standards and evaluate adherence of reviewed credits to these policies, credit standards, risk limits, and regulatory guidance - Produce workpapers documenting review findings for internal presentation to bank management and external presentation to Line of Business partners and Regulatory review Qualification CA/CPA/MBA Finance/Graduate in Finance (Accounting) Skills required - Strong knowledge of U.S. banking laws and regulations, specifically those which pertain to commercial credit, underwriting, and credit department management - Understanding of credit processes, such as loan origination and underwriting; credit policies; portfolio management; allowance for loan and lease losses; loan review and remediation - Prior experience with risk ratings, risk rating methodology, and allowance methodology would be a plus - Demonstrated experience overseeing and performing credit risk reviews/loan reviews - Effective communication skills and the ability to interact with all levels of management with limited supervision - Working knowledge of project planning and project management methods and tools
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Credit Review, Pune
3 days ago
India Northern Trust Full time**About Northern Trust**: Northern Trust, a Fortune 500 company, is a globally recognized, award-winning financial institution that has been in continuous operation since 1889. Northern Trust is proud to provide innovative financial services and guidance to the world's most successful individuals, families, and institutions by remaining true to our enduring...
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Credit Risk Manager
2 weeks ago
India Ujjivan Small Finance Bank Full time- POSITION DESCRIPTION JOB TITLE Manager-Credit Risk DEPARTMENT Risk LOCATION HO SUB-DEPARTMENT Credit TYPE OF POSITION Full-time - ROLE PURPOSE & OBJECTIVE - To ensure implementation of the credit risk management policy approved by the Board. - To formulate, review and implementation of risk appetite - Monitor credit risks on an SFB wide basis and ensure...
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Credit Analyst
2 days ago
Ahmedabad, India Chinmay Finlease Limited Full timeJob Description Job Title: Credit Analyst Experience: 1-3 yr Job Summary: As a Credit Analyst, you will be responsible for evaluating the creditworthiness of individuals applying for loans. You will assess financial information such as income statements, and credit reports to determine the risk involved in extending credit to the applicant. You will analyze...
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Credit Risk Specialist
3 weeks ago
Noida, India Barclays Full timeJob Description Join us as a Credit Risk Specialist at Barclays, where you'll spearhead the evolution of our digital landscape, driving innovation and excellence. You'll harness cutting-edge technology to revolutionize our digital offerings, ensuring unapparelled customer experiences. - The role will require you to prepare credit proposals, including...
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Ahmedabad, India Kotak Mahindra Bank Limited Full timeJob Description 1. Credit Assessment, 2. Risk Management, 3. Loan Approval Process: - Evaluate loan applications and creditworthiness of applicants based on financial data and other relevant factors. - Perform detailed analysis of financial statements, bank statements, and credit reports. - Assess repayment capacity and recommend appropriate loan structures....
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Credit Officer
4 weeks ago
India Task Mate Full timeLocation - Bengaluru and NoidaEmployment - Full-Time Hybrid ModelExperience with an Australian mortgage brokerage firm is preferred.Experience - Minimum 1 year (MUST)We’re seeking an experienced Credit Analyst to join our Australian client. Our client is a leading mortgage brokerage firm based in Sydney, providing end-to-end financing solutions to...
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Credit Analyst
1 week ago
Mumbai, India High Dive International Full timeJob Description - Gathers and analyzes loan applicants financial data to evaluate risk. - Assesses creditworthiness of individuals, companies, and institutions. - Collaborates with other financial experts to approve or deny loans. - Makes recommendations about whether to increase, adjust, extend, or close lines of credit. - Undertakes risk analysis using...
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Credit Manager
3 weeks ago
India TATA CAPITAL Full timeJob Category LAP-Credit To underwrite and manage the portfolio in assigned branch location Responsibilities Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities Under write proposals as per the laid down policies procedure to honor the agreed SLAs...
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Credit Officer
4 weeks ago
India Task Mate Full timeLocation - Bengaluru and Noida Employment - Full-Time Hybrid Model Experience with an Australian mortgage brokerage firm is preferred. Experience - Minimum 1 year (MUST) We’re seeking an experienced Credit Analyst to join our Australian client. Our client is a leading mortgage brokerage firm based in Sydney, providing end-to-end financing solutions to...
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Credit Manager
2 weeks ago
India Tata Capital Full time ₹ 9,00,000 - ₹ 12,00,000 per yearDescriptionKey Objective of the Job: To underwrite and manage the portfolio in assigned branch/locationEducational Qualification: Post Graduate/ Graduate in any disciplineMajor Deliverables: Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities....
