Credit Analyst

6 days ago


Mumbai India High Dive International Full time

Job Description - Gathers and analyzes loan applicants financial data to evaluate risk. - Assesses creditworthiness of individuals, companies, and institutions. - Collaborates with other financial experts to approve or deny loans. - Makes recommendations about whether to increase, adjust, extend, or close lines of credit. - Undertakes risk analysis using regional, sector-specific, environmental, and other financial data. - Prepares and presents credit reports. - Completes quality assurance reviews. - Gauges market trends. - Monitors and adheres to collateral compliance covenants. - Ensures that all loans are made in adherence with federal, state, and local financial regulations. - Analyzes data to verify information and uncover fraud. - Helps to update and improve credit rating criteria. - Authors documents on credit risk and related financial matters. - Communicates credit decisions and policies to fellow employees and credit applicants. - Oversees or undertakes document preparation. This job is provided by Shine.com


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