Only 24h Left: Principal Technical Risk Analyst

We are a rapidly growing company that s revolutionizing the way the restaurant industry does business by pairing technology with an extraordinary commitment to customer success We help restaurants streamline operations increase revenue and deliver amazing guest experiences through our platform that combines restaurant point of sale guest-facing technology and award-winning customer support Join us as we empower the restaurant community to delight guests do what they love and thrive Bready to make a change We are seeking a highly analytical detail-oriented Collections Data Analyst to join our FIntech risk team supporting capital loans The ideal candidate will specialize in analyzing collections data identifying trends patterns and insights to build strategies and support strategic decision-making improve collected dollars and optimize portfolio performance About this roll Responsibilities Key Responsibilities Collect clean and analyze collections and delinquency data Develop and maintain dashboards reports and visualizations to track collection performance metrics Identify trends anomalies and correlations within collection data to provide actionable insights Conduct root cause analysis to understand factors impacting delinquency rates and recovery efforts Support the development of data-driven strategies for portfolio management and collections optimization Collaborate with the operations team to deeply understand the collections process and have the ability to influence the ops Monitor key performance indicators KPIs such as delinquency rates recovery rates and aging metrics Provide monthly quarterly and ad hoc reporting on portfolio health and collection effectiveness Ensure data accuracy consistency and integrity across all analyses Stay updated on industry best practices and leverage advanced analytical tools and techniques Qualifications Bachelor s Masters degree in Engineering statistics operations research Finance Accounting Economics Data Science or a related field 7 years of experience in credit risk analytics Proven experience in data analysis preferably within collections credit risk or financial services Strong proficiency in analytics tools - Excel SQL Python Tableau or Power BI Excellent analytical problem-solving and critical-thinking skills Ability to interpret complex data and communicate insights effectively Knowledge of unsecured lending products and collections processes Attention to detail and high level of accuracy Excellent written and verbal communication skills including stakeholder and committee presentations Diversity Equity and Inclusion is Baked into our Recipe for Success At Toast our employees are our secret ingredient-when they thrive we thrive The restaurant industry is one of the most diverse and we embrace that diversity with authenticity inclusivity respect and humility By embedding these principles into our culture and design we create equitable opportunities for all and raise the bar in delivering exceptional experiences We Thrive Together We embrace a hybrid work model that fosters in-person collaboration while valuing individual needs Our goal is to build a strong culture of connection as we work together to empower the restaurant community To learn more about how we work globally and regionally check out Apply today Toast is committed to creating an accessible and inclusive hiring process As part of this commitment we strive to provide reasonable accommodations for persons with disabilities to enable them to access the hiring process If you need an accommodation to access the job application or interview process please contact For roles in the United States It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment An employer who violates this law shall be subject to criminal penalties and civil liability