▷ [Immediate Start] Cbg:credit Analyst - Campu

4 weeks ago


Moradabad Uttar Pradesh, India Axis Bank Full time

About Commercial Banking Group The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs to Rs 250 Crs by offering products and solutions around forex trade payments cash management and tax payments along with retail products like salary trust services forex commercial card credit cards etc About the Role The Credit Appraisal Memo Processing Unit CAMPU comprises of Credit Analysts who play an integral role in the credit appraisal process By preparing a CAM Credit Analysts help in evaluating a proposal by analyzing and presenting information about the borrower across areas like market financial statements technical rations management etc Credit Analysts work closely with Relationship Managers to understand the profile of their clients and their requirements Key Responsibilities Responsible for preparation of CAM and putting up various notes review replies to observations from the Risk department etc Assessing the credit worthiness and preparation of credit proposals by fitting borrower requirement within the existing product suite and credit policy guidelines Conducting review renewal of accounts Maintaining acceptable TAT for various tasks such as conducting rating preparation of appraisal note renewals etc Qualifications Optimal qualification for success on the job is Graduates with a good academic background CAs Management Graduates ICWAs will be preferred Role Proficiencies For successful execution of the job the candidate should possess the following Good understanding of financial ratios and concepts Good communication both verbal and written skill in both English and the local language Skills Refer to the About Company Axis Bank is the third largest private sector bank in India The Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates MSME Agriculture and Retail Businesses The Bank has a large footprint of 4 594 domestic branches including extension counters with 11 333 ATMs 5 710 cash recyclers spread across the country as on 31st March 2021 The Bank has 6 Virtual Centres and has over 1500 Virtual Relationship Managers as on 31st March 2021 The Overseas operations of the Bank are spread over eight international offices with branches at Singapore Dubai at DIFC and Gift City-IBU representative offices at Dhaka Dubai Abu Dhabi Sharjah and an Overseas subsidiary at London UK The international offices focus on Corporate Lending Trade Finance Syndication Investment Banking and Liability Businesses


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