Urgent) Relationship Manager-agri-fin-tractor Loans And Retail(tfe)-marketing Branches Operations

4 weeks ago


Darbhanga, Bihar, India Kotak Mahindra Bank Full time

Job Category KMBL Degree Level Bachelor s Degree We are seeking a high-energy and self-motivated Relationship Manager - Agri-Finance to drive business in the Tractor Loans and Retail segment The role involves sourcing working capital loans for Agri-related industries food processing units and MSMEs while ensuring quality portfolio growth and customer satisfaction The ideal candidate should possess strong interpersonal skills financial acumen and a deep understanding of local markets and customer needs This is a field-intensive role 80 field 20 office requiring strong networking negotiation and follow-up capabilities Candidates must be tech-savvy and committed to delivering results with speed scale and skill Responsibilities Enhancement of Deposit pool from Customers o Establishing standards and delivery of service o Sale of non-deposit products Cross selling targets progressively o Sale of MF and Insurance products o Fee Income o Branch Administration o Regulatory Compliance o Manage productivity and overall morale of branch team members o Overall responsible for break-even and P L of branch Job Requirements o Overall 6yrs of Banking experience out of which 3-4yrs in Retail Liabilities o Must have had Sales experience and exposure preferably of Liabilities products o Qualifications- MBA CA CAIB o Good Leadership skills though more tactical than strategic o Thinker Doer - 40 60 o In-depth understanding of financial instruments markets and macro micro economic processes o Ability to carry along all the units involved in the customer service cycle to ensure customer DELIGHT o Liaising with product management team marketing and other centers verticals for new product development service enhancements and sales initiatives Qualifications Qualifications- MBA CA CAIB 6yrs of Banking experience out of which 3-4yrs in Retail Liabilities



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