▷ Urgent Search: RL

3 weeks ago


Mumbai India Axis Bank Full time

Job Description Details of the Role: Department Retail Lending Grade AM/ DM/ M/ SM Sub-Department RL- Wheels Reporting (Business) M/ SM/ AVP Location Mumbai Reporting (Matrix) Key Responsibilities: . Business Goals & Profitability o Responsible to ensure achievement of volume targets of Used car loans Business channel mix, yield and fee with higher throughput from each off roll resource . Audit, Compliance, and Risk Management o Responsible for driving PDD collection and ensuring that thresholds are not breached o Ensure risk and compliance through quality customer sourcing, timely and satisfactory closure of all regulatory points . Sales and Channel Development o Meet existing Auto customers to understand their repeat funding requirement and onboard New to Bank Auto customers to drive volumes o Responsible for ensuring end-to-end processing of cases by liaising with cross functional departments o Establish relationships and enhance engagement with branches and channel partners o Each relationship to be pitched with liability relationship and getting SI from existing and opening of new accounts o Adoption of Siddhi Application to enhance efficiency in Sales Team o Improve contribution of PSL in portfolio . Customer Experience o Oversee fulfilling customer journey with seamless processing and offering a host of banking solutions leading to customer delight. o Make Axis Bank the financier of first choice by ensuring best in class TAT o Responsible to increase customer retention and engagement to improve Net Promoter Score and customer satisfaction. . Collaboration and People Priorities o Ensure minimum RO attrition by providing timely guidance o Drive various people agenda, including but not limited to, values, talent management, internal mobility, culture, learning and developments Qualifications: . Graduation/post-graduation from a recognized institute . 0-2 years of work experience (secured loans preferred) Role Proficiencies: . Strong sales orientation . Adept at communication (English and local language) and interpersonal skills . Proficiency in managing clients, partner relationships, diverse stakeholders and channels . Ability to align with objectives and new initiatives of the bank . Skill in managing team efficiently and productively . Competence in managing within a dynamic, priority-setting environment . Strong risk and compliance mindse



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