Pre Underwriting

Position Title: Pre Underwriter

Location: Mysuru, Karnataka

Shift: US Shift

Employment Type: Full-time & WFO

Roles and Responding

- Analyze and verify loan applications, including income verification, employment verification, asset verification, and credit history.
- Evaluate financial risk factors and determine loan eligibility based on established criteria.
- Order and review appraisals, title reports, and other loan documentation.
- Ensure compliance with all federal, state, and investor loan guidelines.
- Communicate effectively with Loan Officers, Processors, borrowers, and other parties involved in the loan process.
- Prepare comprehensive reports with clear justifications for approval or denial of loan applications.
- Stay up-to-date on changes in mortgage lending regulations and industry standards.

- Bachelor's degree in Finance, Accounting, Business Administration, or a related field (preferred).
- Minimum of 3-5 years of experience in mortgage underwriting or a similar financial analysis role.
- Strong analytical and problem-solving skills with a keen eye for detail.
- Proven ability to multi-task, prioritize, and meet deadlines in a fast-paced environment.
- Excellent communication and interpersonal skills with the ability to clearly explain complex financial concepts.
- Proficiency in mortgage lending software and underwriting tools (Fannie Mae/Freddie Mac guidelines a plus).