Area Credit Manager

DescriptionKey Objective of the Job:To drive Rural Individual Loan business underwriting and creating quality portfolio.Major Deliverables:•    1. Managing a team of Branch credit managers, Credit Executives. •    2. Conduct personal discussion with customers to establish Credit worthiness.•    3. Pre and post sanction credit risk...

Job Description Key Responsibilities: - Develop and manage credit policies for Consumer Durable Loans across various products and geographies. - Design rule-based or scorecard-driven underwriting criteria in line with risk appetite and market trends. - Work closely with OEMs, retailers, and sales finance teams to align credit policies with business strategy....

AB Housing Finance LimitedArea Credit ManagerLocation: Chennai - Sai Sagar, Tamil NaduJob PurposeThe purpose of this job is to execute risk and credit operations on assigned transactions in alignment with established frameworks and processes, ensuring effective and efficient loan underwriting across ABHFL service offerings for sound portfolio quality...

Job Description Key Responsibilities: - Design and manage credit policies for customer acquisition through e-commerce platforms. - Analyze partner-sourced customer profiles and define risk segmentation frameworks. - Collaborate with credit bureaus, data science, and analytics teams to develop scorecards and alternate data models. - Monitor key performance...

Job Description Role & responsibilities: - Formulating and implementing policy, procedures & guidelines for theConsumer Durable Loancredit appraisal - Interacting with cross-functional teams and driving the credit policy agenda and ensuring correct implementation of credit policy guidelines in origination system and decisioning platforms - Analyzing the...

Role & responsibilitiesCredit analysis of proposal and preparation of credit notes.Facilitate faster deal closures through proactive participation in deal structuring and credit enhancement, striking a balance between business growth and portfolio quality.Meeting new customers and existing customers on regular basisMonitoring of portfolio on regular basis....

Job PurposeThe purpose of this job is to execute risk and credit operations on assigned transactions in alignment with established frameworks and processes, ensuring effective and efficient loan underwriting across ABHFL service offerings for sound portfolio quality management. This role is expected to take approval decisions as per approval matrix after due...

Job Description Key Responsibilities: - Conduct periodical review meetings with the business head for aligning credit policy to business needs and reporting credit deviations - Portfolio reviews covering areas of delinquency reports, perusing Early Warning System (EWS) reports. Focus should be on portfolio intervention and resolutions strategies with the...

Job Description Key Responsibilities: - Develop and manage end-to-end strategy for pre-approved offers across lending portfolios. - Analyze customer base and identify potential segments for pre-approved credit offers using internal and bureau data. - Collaborate with Risk, Product, and Analytics teams to define eligibility, credit policy, and offer...

Job Description Key Responsibilities: - Own and drive credit policy design for cross-sell personal loan programs, targeting existing customer bases from internal or partner channels - Analyze customer behavior, repayment history, and alternate data to develop segmentation and eligibility strategies - Define and continuously refine scorecard-based or...