▷ (10/10/2025) Head- Retail Asset

3 weeks ago


Mumbai Maharashtra, India Antal International Full time

We re hiring for the profile of Head-Assets for Mumbai location Education Experience Any Postgraduate with Minimum 15 years of relevant exp in Retail Assets Reporting to ED MD CEO Industry Banking JOB SUMMARY Build customer understanding through market research introducing strengthening customer segmentation and monitoring market development for Mortgage MSME Wheels Gold Loan WSL BBG LAP Personal Loan Credit Card products Strengthen Assets sales mechanisms and sales force management Closely monitor and analyse the Mortgage MSME Wheels Gold Loan WSL BBG LAP Personal Loan portfolios of partner banks Strengthen Assets collections segmentation processes and procedures MUST Ideally we would like a candidate it a 48 to 50 age bracket with exposure to handing secured assets like HL LAP WC and unsecured like PL Credit Card Small Business Loans etc KEY RESPONSIBILITIES Business development of Assets Finance Ensure Team Productivity product Mix as per branch category Defining organizational strategy for Assets business and execution of same Review and reengineering of all the existing processes Team building and manpower management Working with support functions for optimum TAT and service delivery Ensuring excellent portfolio quality NPA to be within 2 for new product sourcing Business compliance and reporting Conducts Periodic Reviews with the reporting team and on a regular basis Managing external internal audits Ensure audit grading of the branches Support and where necessary lead pilot testing and revising Assets products Working with a credit risk management expert support the development of risk management methodologies both for initial creditworthiness review and for monitoring of loans Facilitating periodic training to Assets team on Product Policy Changes Submit timely report to management Board



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