
Credit Manager-Personal Loan-Credit
3 weeks ago
Job Description
Role & Responsibilities :
- Creditworthiness Assessment:
Evaluate potential personal loan applicants by analyzing financial statements, credit reports, and payment histories to determine their creditworthiness and ability to repay.
- Loan Application Processing:
Manage and authorize loan and credit applications, deciding to approve or reject requests based on established credit policies and the applicant's financial profile.
- Credit Policy Development:
Create, implement, and regularly update the company's credit policies, guidelines, and procedures to mitigate risk and optimize loan performance.
- Risk Management:
Develop credit scoring models to predict risks and set credit limits for borrowers, thereby managing the overall credit exposure of the organization.
- Loan Portfolio Management:
Monitor the existing loan portfolio, ensuring timely payments and managing overdue accounts through follow-ups and debt settlement negotiations.
- Regulatory Compliance:
Ensure all lending activities and credit procedures comply with applicable local and national regulations and internal policies.
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Credit Manager
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Credit Manager-personal Loan-credit
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Hyderabad, Telangana, India Kotak Mahindra Bank Full timeJob Category KMBL Degree Level Bachelor s Degree Role Responsibilities Creditworthiness Assessment Evaluate potential personal loan applicants by analyzing financial statements credit reports and payment histories to determine their creditworthiness and ability to repay Loan Application Processing Manage and authorize loan and credit...
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Regional Credit Manager- LAP
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1 week ago
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Credit Manager
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Hyderabad, Telangana, India Kotak Mahindra Bank Full time ₹ 4,00,000 - ₹ 12,00,000 per yearCredit Manager-HF LOAN AGAINST PROPERTY (LAP)-Credit Key Responsibilities Credit Assessment: Risk Management: Loan Approval Process: Evaluate loan applications and creditworthiness of applicants based on financial data and other relevant factors. Perform detailed analysis of financial statements, bank statements, and credit reports. ...
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Credit Manager-HF LOAN AGAINST PROPERTY
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Pune, India Kotak Mahindra Bank Limited Full timeJob Description Key Responsibilities 1. Credit Assessment: 2. Risk Management: 3. Loan Approval Process: - Evaluate loan applications and creditworthiness of applicants based on financial data and other relevant factors. - Perform detailed analysis of financial statements, bank statements, and credit reports. - Assess repayment capacity and recommend...