Field Officer-chalakudy

1 day ago

Kizhake Chalakudi KL IN Green SMACS Ltd Full time

A Microfinance MF Field Officer plays a crucial role in facilitating financial services for underserved communities Their responsibilities typically include - Field Officer Microfinance Key Responsibilities 1 Client Acquisition Relationship Management Identify and enroll potential clients for microfinance services Conduct field visits to assess borrower needs and financial stability Build strong relationships with customers to ensure long-term engagement 2 Loan Processing Disbursement Educate clients on loan products repayment terms and financial discipline Collect necessary documents and verify borrower eligibility Assist in loan approval and ensure timely disbursement 3 Repayment Monitoring Collection Regularly follow up with borrowers for repayments and prevent defaults Conduct group meetings if applicable to reinforce financial literacy Address repayment challenges and recommend solutions 4 Risk Management Compliance Conduct background checks to minimize risks Ensure compliance with company policies and regulatory guidelines Report any fraudulent activities or policy violations 5 Reporting Documentation Maintain accurate records of clients loans and repayments Prepare periodic reports on portfolio performance and field activities Provide feedback to management on field challenges and opportunities Skills Qualifications Education Minimum HSC Graduate in any field Commerce Finance or related fields preferred Experience 1-3 years of experience in banking Society NBFC Nidhi any other Finance Companies Skills Strong communication and interpersonal skills Good knowledge of local geography and community behavior Basic financial literacy and documentation skills Ability to ride a two-wheeler Work Environment Extensive travel within assigned areas Interaction with clients communities and branch offices Flexible working hours based on field requirements JOB LOCATION VENNALA CALL MORE DETAILS 91 755 885 5570 91 97446 04561 VENUE -Green Safe Multistate Agriculture Cooperative Society Ltd Aman Tower Casiya Lane Vennala-Thripunithura Road Near Federal Park Vennala PO Cochin 682028 Job Types Full-time Permanent Pay 16 500 00 - 18 000 00 per month Benefits Health insurance Provident Fund Schedule Day shift Fixed shift Supplemental Pay Performance bonus Quarterly bonus Work Location In person

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