Credit Manager – Mortgage Loans

6 days ago


Balangir OR IN JANA SMALL FINANCE BANK Full time

Evaluate and appraise Home Loan LAP credit proposals as per policy and risk parameters Conduct detailed financial business and personal profile analysis of applicants Assess repayment capacity verify property documentation and ensure compliance with legal and regulatory norms Coordinate with sales legal and technical teams for accurate risk evaluation Maintain portfolio quality by ensuring timely approvals and monitoring of credit limits Recommend deviations if any with adequate justification and manage exceptions within policy framework Ensure TAT adherence and efficient processing of loan proposals Support audit and risk review processes with proper documentation and control Candidate Profile Experience Minimum 3 years in Mortgage Home Loan LAP credit management Education Graduate Post-Graduate preferably in Finance Commerce or related fields Technical Knowledge Strong understanding of credit analysis income assessment and property evaluation Soft Skills Excellent analytical communication and decision-making abilities Preferred Location Experience Candidates from or willing to work in Sambalpur Balangir region Job Type Full-time Pay Up to 850 000 00 per year Benefits Provident Fund Application Question s Are you local to the location Do you have relevant years of experience Education Bachelor s Preferred Experience Mortgage Home Loan LAP credit 3 years Preferred Work Location In person



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