▷ [Immediate Start] Head Product Development (Life Insurance & Investments)

3 days ago

Greater Delhi Area, India The Policy Exchange Full time

Role Overview The Product Head will play a critical role in conceptualizing and designing new investment products derived from pre-owned life insurance policies. The ideal candidate will bring actuarial expertise, strong financial modeling skills, and a deep understanding of the life insurance and personal finance landscape to help structure products that can deliver attractive returns, making them investable. Key Responsibilities - Design and structure investment products using pre-owned life insurance portfolios. - Develop robust financial and actuarial models to project cash flows, returns, and risk profiles. - Create complex actuarial models in tools like Excel, Python, or specialized software to perform illustrations, valuations, and financial projections. - Analyze policy data to identify opportunities for product innovation and value extraction. - Work closely with the leadership team to align product design with regulatory, legal, and investment frameworks. - Evaluate persistency, surrender trends, and other key insurance metrics. - Collaborate with internal and external stakeholders, including insurers, investment advisors, and legal experts. - Prepare product documentation, investor decks, and pricing reports. - Support due diligence and stress-testing scenarios for proposed product structures. - Performance Analysis: Monitor the performance of life insurance products, analyze sales data, and identify opportunities for product optimization and growth. - Market Research: Stay abreast of industry trends, competitor offerings, and customer/investor preferences to provide actionable insights for product development and strategy. Required Qualifications & Skills - Bachelor’s degree in Actuarial Science, Statistics, Mathematics, Finance, or a related field - .Completion of at least 3 levels of Actuarial Certification - 3–4 years of experience in an actuarial role within insurance, consulting, or financial services - Product Knowledge and Expertise: Must have a comprehensive understanding of life insurance products in India, including various policy structures, riders, coverage options, and underwriting frameworks. - Advanced proficiency in financial modeling, data analysis, and valuation techniques - Strong working knowledge of reserving, pricing, embedded values,and other common technical actuarial topics. - Strong analytical and problem-solving skills with a commercial mindset - Proficiency in Excel and actuarial modeling tools; knowledge of R/Python is a plus - .Excellent communication skills and ability to work in cross-functional teams . Salary: 12-15 LA What We Offer - Opportunity to build innovative financial products in an emerging asset class - High visibility and strategic impact role - Fast-paced startup environment with learning and growth opportunities. - Competitive compensation and benefits package ✅ If you are an actuarial professional passionate about creating investment innovation, we’d love to talk to you. 📩 Apply Now: anjali@thepolicyexchange.com

  • Head Product Development

    1 day ago

    Greater Delhi Area, India The Policy Exchange Full time

    Role OverviewThe Product Head will play a critical role in conceptualizing and designing new investment products derived from pre-owned life insurance policies. The ideal candidate will bring actuarial expertise, strong financial modeling skills, and a deep understanding of the life insurance and personal finance landscape to help structure products that can...

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    Greater Delhi Area, India The Policy Exchange Full time

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