Insurance Specialist

JOB SUMMARY Reporting to Cluster head the position is responsible for managing the sale of Life Insurance products to the clientele of the Bank across channels and all cities in that region with special focus on the analysis and satisfaction of these Customers financial as well as Insurance needs and objectives RESPONSIBILITIES Generate new business to achieve defined sales and revenue targets Keeping In and out knowledge of the products being sold by him Create proper comparison of the similar products in other companies Create and manage an effective Sales Tracker to measure and manage their activity levels Continuously improve the quality of sale and key sales ratios by attending the trainings arranged for them if required Providing timely MIS as required relating to the various aspects of the business-Applied business lead generation Issued business product mix lapsation etc Conduct a credit report on customers to find out what sort of insurance rates they can be given explain to customers what sort of coverage they are getting and what kind of monetary values the insurance company will payout in the event of damage to the insured Ensuring complete customer satisfaction starting from the first payment of premium till the claim management Liasoning with Insurance Company s representatives on a regular basis Ensure timely and accurate compliance to all statutory requirements To check if all the required documents and forms are in place wherever applicable Minimum Qualification should be graduation Experience in Sales and relationship management Experience in handling similar role in financial industry would be an advantage but not a pre-requisite Strong communication and negotiation skills with the ability to influence customers Strong orientation towards internal customer satisfaction and servicing Level of the individual has high dependency on technical ability and personal effectiveness Candidate should be IRDA certified before commencing servicing closure of leads Governance Display exemplary conduct and live by the Group s Values and Code of Conduct Take personal responsibility for embedding the highest standards of ethics including regulatory and business conduct across Standard Chartered Bank This includes understanding and ensuring compliance with in letter and spirit all applicable laws regulations guidelines and the Group Code of Conduct Lead to achieve the outcomes set out in the Bank s Conduct Principles Effectively and collaboratively identify escalate mitigate and resolve risk conduct and compliance matters Our Ideal Candidate Insurance Bancassurance Product knowledge About Standard Chartered We re an international bank nimble enough to act big enough for impact For more than 170 years we ve worked to make a positive difference for our clients communities and each other We question the status quo love a challenge and enjoy finding new opportunities to grow and do better than before If you re looking for a career with purpose and you want to work for a bank making a difference we want to hear from you You can count on us to celebrate your unique talents and we can t wait to see the talents you can bring us Our purpose to drive commerce and prosperity through our unique diversity together with our brand promise to be here for good are achieved by how we each live our valued behaviours When you work with us you ll see how we value difference and advocate inclusion Together we Do the right thing and are assertive challenge one another and live with integrity while putting the client at the heart of what we do Never settle continuously striving to improve and innovate keeping things simple and learning from doing well and not so well Are better together we can be ourselves be inclusive see more good in others and work collectively to build for the long term What we offer In line with our Fair Pay Charter we offer a competitive salary and benefits to support your mental physical financial and social wellbeing Core bank funding for retirement savings medical and life insurance with flexible and voluntary benefits available in some locations Time-off including annual leave parental maternity 20 weeks sabbatical 12 months maximum and volunteering leave 3 days along with minimum global standards for annual and public holiday which is combined to 30 days minimum Flexible working options based around home and office locations with flexible working patterns Proactive wellbeing support through Unmind a market-leading digital wellbeing platform development courses for resilience and other human skills global Employee Assistance Programme sick leave mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth with opportunities to reskill and upskill and access to physical virtual and digital learning Being part of an inclusive and values driven organisation one that embraces and celebrates our unique diversity across our teams business functions and geographies - everyone feels respected and can realise their full potential 31556