Product Lead

6 days ago

Mumbai Maharashtra, India Acura solutions Full time

Role Job Title Product Lead - Credit Cards Function Department Credit Cards Job Purpose The Product Lead role Credit Cards will entail Implementation of launching owning and maintaining Credit card products and propositions for the Segment Driving existing and new capabilities with stakeholders effective project management evaluation of solutions and drive towards implementation Support stakeholders internal external own profitability for respective products as well as customer communication The role will closely collaborate with the Business Technology Operations and critical Risk Management functions The Person will also need to be entrepreneurial to drive journey tech and business initiatives end to end with respective stakeholders Roles Responsibilities Manage and track items involved in the Credit card P L Lead Implementation of New Card solutions propositions and profitability measures Identify the segment needs develop manage product offerings for Segment thru constant competition benchmarking CVP interventions build relevant features offers to drive customer value proposition profitability Designing go-to market strategies enabling the appropriate communication Management of Credit Policy Underwriting Processes for right customer selection optimizing the existing bank clients for pre-approved pre-qualified eligible base Facilitate seamless client onboarding with minimal friction Establishing and maintaining the internal ecosystem to support scale up of all facets of the business and execution of the segment roadmap Work closely with Analytics team for creating the right personas basis lifestyle behavior propensity etc for customized and differentiated acquisition messaging for optimal conversion Own all aspects of base management recon across product features reward redemption statements stationary Own all aspects related to add on replacement upgrade processes for the segment Own P L for all products for Segments Lead guide and mentor product managers for respective products Build strong relations with internal external stakeholders Align closely with Customer Service to build and maintain a strong customer experience Evaluate drive promotional plans to ensure that they are consistent with product line and segment s strategic objective Build strong relations with internal external stakeholders Assist the Business in participating and owning central business objectives across segment Mentor and coach team members to percolate ethos of customer centricity innovation compliance and integrity within the team Enable teams to drive projects enhancements automation by providing necessary support Positive collaborative attitude Prolific communicator Ability to evaluate potential business opportunities structure the team s thinking and reach insightful answers Experience in managing multiple cross-functional opportunities and projects in parallel Ambitious team player with the ability to manage the internal external partners requirements and tasks in time sensitive situations Education Qualification Graduation Bachelor s in Engineering Technology Management Computers Science Post-graduation MBA Experience 10 to 18 years of relevant experience CTC Max INR 40 lpa Team Size 3 reportees hence Team handling experience is must Location BKC Mumbai

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