Current jobs related to Credit Risk Loss Forecasting - Bengaluru Karnataka - JPMorganChase

  • Loss Forecasting Risk Analytics

    7 days ago

    Varthur, Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** The Business Banking Credit Forecast and Portfolio Analytics team provides oversight and derive production of the credit forecast and loan loss reserve (LLR). The role is in the model diagnostic and model execution team and complete regular projects for these two sub teams. **Responsibilities**: - Actively help determine the loss...

  • Home Lending Risk Loss Forecasting Analytics

    2 weeks ago

    Varthur, Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** The Credit Forecast Team support the US credit forecasting home lending division in execution of their processes through analytical insights, new age technologies and predictive analysis. **Responsibilities**: - Actively help determine the loss forecasting results and drivers. This information will be presented to executive management...

  • Loss Forecasting and Risk Analytics

    1 week ago

    Bengaluru, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by monitoring new and emerging risks that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the...

  • Loss Forecasting Model Analytics Associate

    7 days ago

    Varthur, Bengaluru, Karnataka, India JPMorganChase Full time

    **JOB DESCRIPTION** Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view. Within the broader Consumer Credit Risk Management is the Loss Forecasting team. Our team provides...

  • Credit Risk Loss Forecasting Analytics

    1 week ago

    Bengaluru, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in...

  • Credit Forecast Transformation Associate

    2 weeks ago

    Bengaluru, Karnataka, India JPMorganChase Full time

    **JOB DESCRIPTION** Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view. As a Credit Forecast Transformation Associate in the team, you will lead the loss forecast...

  • Credit Risk Analyst

    4 days ago

    Bengaluru, Karnataka, India Time Hack Consulting Full time

    Job DescriptionOverviewThe Credit Risk Analyst plays a critical role within the financial services industry by assessing the creditworthiness of prospective clients and monitoring the credit exposures of existing clients. This role involves utilizing advanced quantitative and qualitative analysis techniques to evaluate risk factors, which helps organizations...

  • Senior Risk Modeler

    1 week ago

    Bengaluru, Karnataka, India Client of Alp consulting Full time

    Client of Alp Consulting is a market leading Content and Data Technology company providing data services, subject matter expertise & technology solutions to multiple domains. Data Analytics, Al Solutions, Data Al Powered Operations and Education & Learning form the core pillars of the company's long-term vision. The company is a specialized solutions...

  • Honeybee Retail Credit Risk

    2 weeks ago

    Bengaluru, India CRISIL Full time

    The role entails supporting the Credit Risk team of a global bank, in analysing their retail lending products (such as mortgages, credit cards, loans and overdrafts) - Supporting loan origination activities such as loan approvals/declines, credit line assignment, risk-based loan pricing, limit setting, loan loss modelling, line increase/decrease, etc. -...

  • Risk Associate

    1 week ago

    Bengaluru, Karnataka, India Credit Saison Full time

    Job Description: Risk Associate (Associate / Manager) About Credit Saison: Established in 2019, CS India is one of the country’s fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintech’s. Its tech-enabled model coupled with...

  • Risk Appetite Analytics Associate

    2 weeks ago

    Bengaluru, Karnataka, India JPMorganChase Full time

    **Chase Consumer & Community Banking (CCB)**serves consumers and small businesses with a broad range of financial services, including personal banking, small business banking and lending, mortgages, credit cards, payments, auto finance and investment advice. Consumer & Community Banking Risk Management partners with each CCB sub-line of business to identify,...

  • Risk Appetite Analytics Associate

    2 weeks ago

    Bengaluru, Karnataka, India JPMorganChase Full time

    **Chase Consumer & Community Banking (CCB) **serves consumers and small businesses with a broad range of financial services, including personal banking, small business banking and lending, mortgages, credit cards, payments, auto finance and investment advice. Consumer & Community Banking Risk Management partners with each CCB sub-line of business to...

  • Junior Credit Underwriter

    1 week ago

    Jeevanbheemanagar, Bengaluru, Karnataka, India Namaste Credit Full time

    **About us**: Namaste Credit is a fintech organization which makes the entire business loan process better and transparent with the help of technology. We provide an API-enabled loan automation and management solution for banks and lenders. **Position: Junior Credit Underwriter** **Skills**: 1. Bachelor's degree in Finance, Accounting, or a related...

  • Credit Underwriting Intern

    2 weeks ago

    Jeevanbheemanagar, Bengaluru, Karnataka, India Namaste Credit Full time

    **About us**: Namaste Credit is a fintech organization which makes the entire business loan process better and transparent with the help of technology. We provide an API-enabled loan automation and management solution for banks and lenders. **Position: Junior Credit Underwriter** **Skills**: 1. Bachelor's degree in Finance, Accounting, or a related...

  • Junior Credit Underwriter

    1 week ago

    Jeevanbheemanagar, Bengaluru, Karnataka, India Namaste Credit Full time

    **About us**: Namaste Credit is a fintech organization which makes the entire business loan process better and transparent with the help of technology. We provide an API-enabled loan automation and management solution for banks and lenders. **Position: Junior Credit Underwriter** **Skills**: 1. Bachelor's degree in Finance, Accounting, or a related...

  • Risk Associate

    3 weeks ago

    Bengaluru, Karnataka, India Credit Saison Full time

    About Credit Saison India Established in 2019, CS India is one of the country’s fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at...

  • C12 - Mrm Loss & Balance Forecasting

    1 week ago

    Bengaluru, India Citi Full time

    Model Risk Management (MRM) is an independent oversight function. The Mumbai center is one of the five MRM locations across the globe and is responsible for development and maintenance of Model Risk Management Policy and procedures, for evaluation and approval of very high, high and medium high risk models used in global consumer risk management. The...

  • Fraud Loss Forecaster

    4 days ago

    Bengaluru, Karnataka, India The Wells Fargo Foundation Full time

    About This RoleWe are seeking a highly skilled Risk Modeling Expert to join our team at The Wells Fargo Foundation. In this role, you will be responsible for developing and maintaining advanced statistical models to forecast and predict business outcomes.You will collaborate with cross-functional teams to identify areas for process improvement and implement...

  • Senior Manager, Credit Risk

    3 weeks ago

    Bengaluru, Karnataka, India Toast Inc Full time

    Now more than ever the Toast team is committed to our customers We re taking steps to help restaurants navigate these unprecedented times with technology resources and community Our focus is on building the restaurant platform that helps restaurants adapt take control and get back to what they do best building the businesses they love And because...

  • Ccb Risk

    1 week ago

    Bengaluru, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** Job Title** CCB Risk - Wholesale credit(CMS) - Associate Credit Risk assesses, permissions, and manages credit and counterparty risks on an industry, client, geographic, and transaction basis. Credit risk is defined as the risk of loss arising from the default of a client or counterparty. Credit exposure arises through underwriting,...

Credit Risk Loss Forecasting

4 weeks ago

Bengaluru Karnataka, India JPMorganChase Full time

**JOB DESCRIPTION**
Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view.

As an Associate in the Consumer Credit Forecasting team, you will be executing credit risk loss forecasting models, diagnosing model accuracy, and leading advanced analyses to assess relationships and patterns that promote loss performance. Your role will also involve managing process automation and leading the documentation for audit controls surrounding loss forecasting and reserves. This position offers an exciting opportunity to contribute to our team's success and develop your skills in a fast-paced environment.

Within Consumer Credit Forecasting is the Business Banking Loss Forecasting team. Our team is accountable for model execution and providing reasonable forecasts of delinquencies, charge off and recovery of charged off assets throughout the year for Regulatory (CCAR and Risk Appetite), capacity planning, business planning exercise such as year-end budget and mid-year forecast in partnership with P&A, collections staffing plans, etc. by various macro-economic scenarios. The team is also responsible for monitoring the health of the portfolio and updating the business on any concerning trends.

**Job responsibilities**
- Execute credit loss forecasting models to forecast credit losses and allowance for the Chase Business Banking portfolio supporting regulatory exercises like CCAR, CECL, firmwide Risk Appetite and Budget
- involve in determining the loss forecasting results and levers. This information will be presented to executive management and other internal clients
- Diagnose Model and liaison with modelling team to propose changes to model for accuracy at granular segments; Maintenance of existing models, identification of opportunities and issues, and proposing effective solutions
- Participate in cross-functional communications with Risk Management, Finance, Marketing and Collections to inform the forecast on current learnings and incorporate strategic initiatives
- Conduct macro sensitivity analytics, loss and allowance attribution, deep dives and story-boarding
- Lead advanced analyses to assess relationships and patterns driving loss performance
- Manage Process automation, using Excel / VBA and/or programming languages like Python/SAS
- Spearhead best in class documentation for audit controls surrounding loss forecasting and reserves
- Work on multiple projects with limited guidance

**Required qualifications, capabilities, and skills**
- A Bachelor's or Master's Degree in a quantitative discipline (Finance/Stats/Econ/Math/Engineering) or equivalent work/training is required
- Minimum 3 yrs of credit risk analytics, loss forecasting, statistical modeling, model execution and/or consulting experience
- Proficient in programming languages like Python/SAS /SQL
- Highly proficient in Microsoft Office suite of products (Advanced Excel, VBA and PowerPoint)
- Strong analytical and problem solving skills with the ability to interpret large amounts of data and its impact in both operational and financial areas
- Well-organized and structured with strong communication and presentation skills

**Preferred qualifications, capabilities, and skills**
- Knowledge of regulatory modeling (IFRS9/CECL/CCAR)
- Credit risk experience in one or more US consumer credit portfolios (i.e. U.S. Mortgage, Home Equity, Credit Card, Automotive, Lease, Business Banking)

**ABOUT US**

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

**ABOUT THE TEAM**

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages,