Risk Appetite Analytics Associate

3 weeks ago

Bengaluru Karnataka, India JPMorganChase Full time

**Chase Consumer & Community Banking (CCB) **serves consumers and small businesses with a broad range of financial services, including personal banking, small business banking and lending, mortgages, credit cards, payments, auto finance and investment advice. Consumer & Community Banking Risk Management partners with each CCB sub-line of business to identify, assess, prioritize and remediate risk. Types of risk that occur in consumer businesses include fraud, reputation, operational, credit, market and regulatory, among others.

**Our Firm-wide Risk Function** is focused on cultivating a stronger, unified culture that embraces a sense of personal accountability for developing the highest corporate standards in governance and controls across the firm. Business priorities are built around the need to strengthen and guard the firm from the many risks we face, financial rigor, risk discipline, fostering a transparent culture and doing the right thing in every situation. We are equally focused on nurturing talent, respecting the diverse experiences that our team of Risk professionals bring and embracing an inclusive environment.

The **Chase Consumer & Community Banking (CCB) Risk Appetite Team** executes the quantitative Risk Appetite which is evaluated in the context of the Firm’s business strategy. Risk Appetite is designed to assess business performance under moderately stressed conditions in which business and performance insights are presented to senior leadership. Partnership across internal teams such as Finance, Strategy and Loss Forecasting is critical to the process and execution of Risk Appetite.

As an Associate in the Risk Appetite team, you will be responsible for driving the Risk Appetite strategy and quarterly analysis and communication of business results. The individual will have exceptional communication skills, capable of influencing others and articulating complex analyses in simple, business terms. Risk Appetite results and analysis are delivered to the Chief Risk Officer (and other senior leaders including the business CFO and CEO) driving to create risk insights into the portfolio. The individual will work to provide oversight and drive production of the credit loss forecast and loan loss reserve(LLR) for all Chase Consumer & Community Banking (CCB) products. The person will exemplify a continuous improvement mentality to enhance the efficiency of the process and quality of insights.

In this highly visible role, you'll:

- Deliver insightful quarterly analysis of business results to senior leaders across CCB, ensuring risks are quickly identified and escalated
- Participate in cross-functional communications with Risk Management, Finance, Marketing and Collections to inform the forecast on current learnings and incorporate strategic initiatives
- Foster an environment of continuous improvement and enhance the existing platform via automation or new technology to deliver faster, deeper analytical insights
- Drive thought leadership in a sub-lines of business regarding risk appetite framework, business strategies, and emerging risks
- Foster collaborative relationships with Finance and Risk to ensure strategy alignment and seamless execution

**Qualifications**:

- A Bachelor's degree in a quantitative discipline (Finance/Stats/Econ/Math/Engineering) or equivalent work/training is required. Advanced degree preferred
- 6+ years of Credit Risk Management, Statistical Modeling, Marketing Analytics and/or Consulting experience
- Strong knowledge of Python, SAS, SQL and MS Office required
- Strong P&L knowledge and understanding of drivers of profitability
- Strong analytical, interpretive, and problem solving skills with the ability to interpret large amounts of data and its impact in both operational and financial areas
- Excellent oral and written communication and presentation skills

**ABOUT US**

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as

  • Risk Appetite Analytics Associate

    4 weeks ago

    Bengaluru, Karnataka, India JPMorganChase Full time

    **Chase Consumer & Community Banking (CCB)**serves consumers and small businesses with a broad range of financial services, including personal banking, small business banking and lending, mortgages, credit cards, payments, auto finance and investment advice. Consumer & Community Banking Risk Management partners with each CCB sub-line of business to identify,...

  • Risk Appetite Analytics Associate

    6 hours ago

    Bengaluru, Karnataka, India JPMorgan Chase Full time

    **Chase Consumer & Community Banking (CCB) **serves consumers and small businesses with a broad range of financial services, including personal banking, small business banking and lending, mortgages, credit cards, payments, auto finance and investment advice. Consumer & Community Banking Risk Management partners with each CCB sub-line of business to...

  • Risk Appetite Associate

    7 days ago

    Bengaluru, Karnataka, India ANZ Full time

    Job DescriptionAbout UsAt ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our millions of customers.Now is a great time to be part of the ANZ Commercial. With a refreshed strategy, investment in systems, people and process, together we're shaping the future of...

  • Risk Analytics Associate

    2 weeks ago

    Bengaluru, India Wells Fargo Full time

    **About this role**: Wells Fargo is seeking a Risk Analytics Associate. The "Risk Analytics Associate" will be responsible for supporting the QA Lead in the development and in QA Data Validation Process for CRRA and responsible for handling the quality assurance and assesses problems and issues to ensure activities follow the necessary internal and external...

  • Risk Analytics Associate

    4 weeks ago

    Bengaluru, India WELLS FARGO BANK Full time

    **About Wells Fargo** **About Wells Fargo India** Wells Fargo India enables global talent capabilities for Wells Fargo Bank NA., by supporting business lines and staff functions across Technology, Operations, Risk, Audit, Process Excellence, Automation and Product, Analytics and Modeling. We are operating in Hyderabad, Bengaluru and Chennai...

  • Analytic Associate

    3 weeks ago

    Bengaluru, Karnataka, India Wells Fargo Full time

    **About this role**: Wells Fargo is seeking an Analytic Associate **In this role, you will**: - Use data research capabilities to translate business problems and data needs into low complexity analyses and recommendations - Develop standard and customized reports or ad hoc analyses to be leveraged for recommendations - Provide updates to project logs,...

  • Credit Risk Associate Manager

    7 days ago

    Bengaluru, Karnataka, India ANZ Full time

    Job OverviewWe are seeking a highly skilled Risk Management Specialist to join our team, supporting the Australia Commercial Division credit risk strategy, credit risk appetite, portfolio monitoring and initiatives. As a Risk Appetite Associate, you will play a key role in engaging with Portfolio, appetite, risk teams and other stakeholders to assist in...

  • Quantitative Analytics Associate

    3 weeks ago

    Bengaluru, Karnataka, India Wells Fargo Full time

    **About this role**: Wells Fargo is seeking a Quantitative Analytics Associate. **In this role, you will**: - Participate in complex activities related business analytics - Develop, implement, calibrate, and validate analytical models - Review structured securities, cash flow and credit impacts - Research market and interest rate changes and develop...

  • Avp, Rc Risk Appetite Reporting and Governance, Cas

    3 weeks ago

    Bengaluru, India HSBC Full time

    We are Hiring for Role Title: AVP, RC Risk Appetite Reporting and Governance, CAS CoE, GSC’s Location : Bangalore Why join us? Compliance Stewardship team at CoE supports Compliance teams across Group, regions and business lines with Governance and Oversight of their stewardship responsibilities. Team also supports Group Capability team RC within the...

  • Analytics Associate

    4 days ago

    Bengaluru, India Wells Fargo Full time

    **Job Description - Analytics Associate (Level - P1)** The Finance Transformation team leverages the **Agile framework (LeSS) **to build a highly talented, scalable, and sustainable function for advanced business intelligence tools to modernize and strengthen automation, data governance and self-service while implementing more effective controls. Wells...

  • Loss Forecasting Model Analytics Associate

    6 hours ago

    Bengaluru, Karnataka, India JPMorgan Chase Full time

    Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view. Within the broader Consumer Credit Risk Management is the Loss Forecasting team. Our team provides reasonable forecasts of...

  • Analytics Associate

    3 days ago

    Bengaluru, India Wells Fargo Full time

    **About this role**: Wells Fargo is seeking an Analytics Associate... **In this role, you will**: - ** be responsible for Tableau Design and Development**: - Analysis - Responsible for understanding mathematical logics of OPM and map them to strategic business dashboards which has drill down/filters. - Able to identify opportunities for improvement in...

  • Risk Analytics- Associate 2

    5 days ago

    Bengaluru, Karnataka, India State Street Full time

    State Street Risk Analytics combines unique capabilities in data and analytics to better serve our clients and build relationships with new customers. Through information and insights, investment analytics and data solutions, our goal is to help our clients to generate the most value. Our core values are as follows and we expect all employees to demonstrate...

  • Analytics Associate

    4 weeks ago

    Bengaluru, India Wells Fargo Full time

    **About this role**: Wells Fargo is seeking an Analytics Associate... **In this role, you will**: - Use data research capabilities to translate business problems and data needs into low complexity analyses and recommendations - Develop standard and customized reports or ad hoc analyses to be leveraged for recommendations - Provide updates to project logs,...

  • Analytics Associate

    4 weeks ago

    Bengaluru, India WELLS FARGO BANK Full time

    **Analytics Associate** **About this role**: The Finance Transformation Office (FTO) is focused on Finance Organization wide technology & tool strategy, as well as prioritizing and executing on key modernization initiatives including automation, agile transformation, culture, and analytics. The Finance Transformation Office leads the Strategic Analytics...

  • Risk Management Specialist

    7 days ago

    Bengaluru, Karnataka, India ANZ Full time

    About the RoleAs a Risk Appetite Associate, you will play a key role in supporting the Australia Commercial Division credit risk strategy, credit risk appetite, portfolio monitoring and initiatives. You will engage with Portfolio, appetite, risk teams and other stakeholders to assist in obtaining agreement on Commercial Banking changes and initiatives.The...

  • Analytics Associate

    4 weeks ago

    Bengaluru, Karnataka, India Wells Fargo Full time

    **About this role**: Wells Fargo is seeking a... **In this role, you will**: - Use data research capabilities to translate business problems and data needs into low complexity analyses and recommendations - Develop standard and customized reports or ad hoc analyses to be leveraged for recommendations - Provide updates to project logs, monthly budget...

  • Loss Forecasting and Risk Analytics

    2 weeks ago

    Bengaluru, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by monitoring new and emerging risks that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the...

  • Analytics Associate

    4 days ago

    Bengaluru, Karnataka, India Wells Fargo Full time

    **About this role**: Wells Fargo is seeking a... **In this role, you will**: - Use data research capabilities to translate business problems and data needs into low complexity analyses and recommendations - Develop standard and customized reports or ad hoc analyses to be leveraged for recommendations - Provide updates to project logs, monthly budget...

  • Analytics Associate

    5 days ago

    Bengaluru, India Wells Fargo Full time

    About this role: Wells Fargo is seeking an Analytics Associate... In this role, you will: - Analyze business needs and translate into recommendations/solutions to maximize operational efficiency, quality and compliance with Wells Fargo policies. - Work independently to analyze and solve complex operational, systems-related and/or data challenges. - Serve...