Team Member-support Services-credit Industry

4 months ago


Mumbai Maharashtra, India Kotak Mahindra Full time

Level- M3-M4- Department- Team Member - Credit Risk Analytics- Location- Mumbai- Role Requirements- Automation of existing reporting and analytical processes through systems
- Analysis of portfolios (Risk drivers - ratings, scores, delinquencies, roll rates, cure, collection efficiency, churn, concentrations, ECL)
- Development of Risk Dashboards and analytical reports for Senior Management
- Closely monitoring performance of existing and new portfolios and comparison with peers and industry
- Monitoring external environment/ developments and correlating with impact on the lending portfolios of the Bank
- Pre-Requisites- Upto 4 years of experience in a Bank or consulting firm in the areas of risk analytics, credit monitoring, credit risk modeling
- Above average to advanced excel skills
- Experience in working with Python or SAS is mandatory
- Professional Qualifications - CA or MBA with FRM preferred
- Message to potential applicants- If your education and work experience have given you solid skills in diligence, quantitative analysis, computer software and communication, then you are the profile that we will be interested. While there is lot of data, a significant amount of human interpretation is needed in order to deliver reasoned and thorough insight. The position gives you an excellent insight into the organization and this grounding of business acumen and customer insight is sure to stand you in good stead.



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