Commercial Banking Risk

3 days ago

Bengaluru Karnataka, India JPMorganChase Full time

**JOB DESCRIPTION**
Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view

As a Credit Risk Associate in the Commercial banking Middle market team, you help the firm manage the risk in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers, and communities. You will be conducting credit analysis of Corporate clients including portfolio management in the Middle Markets team in Commercial Banking division. We are in Bangalore and work with North America based Clients. Our work culture is all about thinking outside the box, challenging the status quo, and striving to be best-in-class. If you are passionate about risk management, building stakeholder relationships and taking charge of your career development, you may be the perfect fit for our team.

**Job responsibilities**
- Manage own client portfolio - prepare credit analysis on assigned clients - covering macro-overview, industry/sector, business, financials, projections modelling and recommend changes to credit ratings and amendments to facilities. Actively work on portfolio management activities such as annual reviews, periodic financial performance diligence, etc.
- Assist in negotiating of the credit terms along with senior credit officers and take lead in finalizing documentation (credit agreements and amendments)
- Support due diligence on capital market transactions for clients.
- Work closely with Approvers/ Senior Credit Officers in North America on new to bank client activities such as evaluating prospects, onboarding new clients and new facilities, actively provide recommendations on deal structuring.
- Build strong relationships and maintain open communication with colleagues from various Lines of Business including Credit Officers, Bankers, Middle Office, etc.
- Engage junior team members in deals for support and review their work.
- Develop strong working knowledge and track clients/sectors related to diversified industries on an on-going basis.
- Ensure governance, reporting and data quality requirements are met and maintained for client and client families.
- Support ED/VPs in driving projects at LoB level - trainings, internship, recruitment, etc.

**Required qualifications, capabilities, and skills**
- Post graduate degree
- Minimum 5 years of experience in credit risk analysis with 2 years of experience in managing clients
- Ability to work independently as well as in a team environment
- Strong communication & interpersonal skills; ability to effectively present analysis and build positive relationships with global stakeholders
- In depth understanding of financial statements, including ratio analysis, cash flow analysis and accounting standards
- Aptitude to learn and develop knowledge on credit analysis techniques, sectors and global economies
- Proficient in the use of MS Word, Excel and PowerPoint

**ABOUT US**

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

**ABOUT THE TEAM**

J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.

  • Commercial Banking Risk

    7 months ago

    Varthur, Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view. As a Commercial Banking Risk - Credit Risk Associate within the Commercials Banking Risk India team,...

  • Commercial Banking Risk

    1 month ago

    Bengaluru, Karnataka, India JPMorganChase Full time

    **JOB DESCRIPTION** Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view. As a Commercial Banking Risk - Credit Risk Associate within the Commercials Banking Risk India team,...

  • Credit Risk Associate

    7 months ago

    Varthur, Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** About CB Risk India**: The CB Risk India (CRI) is part of the Credit Risk function for Commercial Bank (CB) at J.P. Morgan. CRI works closely with the in-country Underwriters and Credit Executives and provides them with in-depth credit risk analysis of clients; as well as recommendations on risk grades. CRI covers CB clients across the -...

  • Commercial Banking Risk

    2 months ago

    Bengaluru, Karnataka, India JPMorgan Chase Full time

    Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view. As a Commercial Banking Risk - Credit Risk Associate within the Commercials Banking Risk India team, you will be at the...

  • Commercial and Investment Bank- Credit Risk

    2 months ago

    Bengaluru, Karnataka, India JPMorganChase Full time

    **JOB DESCRIPTION** Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view. **Job responsibilities** - Directly build and support QlikSense dashboards to deliver information and...

  • Commercial Banking Portfolio Coordinator

    6 months ago

    Bengaluru, Karnataka, India Wells Fargo Full time

    **About this role**: Wells Fargo is seeking a Commercial Banking Portfolio Coordinator. **In this role, you will**: - Responsibility includes, but not limited to: - Review credit information of loans for companies and industries - Review the Leases and appraisals - Respond to customer inquiries, generate status reports for management or bankers and...

  • Commercial Banking Portfolio Coordinator

    7 months ago

    Bengaluru, Karnataka, India Wells Fargo Full time

    **About this role**: Wells Fargo is seeking a Commercial Banking Portfolio Coordinator **In this role, you will**: - Responsibility includes, but not limited to: - Review credit information of loans for companies and industries - Review the Leases and appraisals - Respond to customer inquiries, generate status reports for management or bankers and contact...

  • Commercial Banking Portfolio Associate

    5 months ago

    Bengaluru, Karnataka, India Wells Fargo Full time

    **About this role**: Wells Fargo is seeking a Commercial Banking Portfolio Associate **In this role, you will**: - Research complex financial and credit information for commercial business, or high net worth customer loan packages, according to business unit standards within Commercial Banking Portfolio Management functional area - Review basic issues,...

  • Commercial Banking

    6 months ago

    Bengaluru, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** As a Credit Risk Associate, you help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers, and communities. You will be conducting Credit Analysis of Corporate clients in the Middle Markets team in Commercial...

  • Commercial Banking Portfolio Associate

    7 months ago

    Bengaluru, Karnataka, India Wells Fargo Full time

    **About this role**: Wells Fargo is seeking a Commercial Banking Portfolio Associate. **In this role, you will**: Responsibility includes, but not limited to: - Support performance and overall effectiveness of team, as well as cross-group administrative operations - Provide feedback and present ideas for improving or implementing processes and tools within...

  • Commercial Banking Portfolio Coordinator

    6 months ago

    Bengaluru, Karnataka, India Wells Fargo Full time

    **About this role**: Wells Fargo is seeking a Commercial Banking Portfolio Coordinator **In this role, you will**: - Review credit information of loans for companies and industries - Respond to customer inquiries, generate status reports for management or bankers and contact available sources of information - Perform moderately complex credit...

  • Commercial Banking Portfolio Associate

    2 months ago

    Bengaluru, Karnataka, India Wells Fargo Full time

    **About this role**: Wells Fargo is seeking a... **In this role, you will**: - Research complex financial and credit information for commercial business, or high net worth customer loan packages, according to business unit standards within Commercial Banking Portfolio Management functional area - Review basic issues, policies, or procedures for which...

  • Commercial Banking Portfolio Coordinator

    6 months ago

    Bengaluru, Karnataka, India Wells Fargo Full time

    **About this role**: Wells Fargo is seeking a Commercial Banking Portfolio Coordinator. **In this role, you will**: **Responsibility includes, but not limited to**: - Review credit information of loans for companies and industries - Respond to customer inquiries, generate status reports for management or bankers and contact available sources of...

  • Commercial Banking Portfolio Associate

    7 months ago

    Bengaluru, Karnataka, India Wells Fargo Full time

    **About this role**: - Wells Fargo is seeking a Process Engineering Administrator - Understand the feedback received from the reviewers and implement the same in their day to day work **In this role, you will**: - Research complex financial and credit information for commercial business, or high net worth customer loan packages, according to business unit...

  • Commercial and Investment Bank- Credit Risk Associate

    3 weeks ago

    Bengaluru, Karnataka, India JPMorganChase Full time

    **JOB DESCRIPTION** Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view. **Job responsibilities** - Directly build and support QlikSense dashboards to deliver information and...

  • Commercial Banking Portifolio Coordinator

    7 months ago

    Bengaluru, Karnataka, India Wells Fargo Full time

    **About this role**: Wells Fargo is seeking a Commercial Banking Portfolio Coordinator **In this role, you will**: - Review complex credit information of loans for companies and industries - Provide support to the Commercial Banking Portfolio Management team and more experienced individuals in the credit approval process - Perform complex credit...

  • Commercial Banking

    1 month ago

    Bengaluru, Karnataka, India Capgemini Full time

    **Looking for SME experienced in commercial card**: - **Should have Strong Banking Domain Knowledge**: - **Should have good knowledge in Commercial Cards and its functionality.**: - **Experience of working in "AGILE" delivery.**: - **Experience about various Test Automation method & corresponding tools - Selenium (preferred)**: - **Experience in...

  • Commercial Banking

    1 month ago

    Bengaluru, Karnataka, India JPMorganChase Full time

    **JOB DESCRIPTION** Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view. As a Credit Officer in the Commercial Banking Risk India team, you will be tasked with carrying out...

  • Commercial Banking Portfolio Coordinator

    7 months ago

    Bengaluru, Karnataka, India Wells Fargo Full time

    **About this role**: Wells Fargo is seeking a Commercial Banking Portfolio Coordinator. 1-3 years of experience in all or multiple combination of the following: **In this role, you will**: - Review credit information of loans for companies and industries - Respond to customer inquiries, generate status reports for management or bankers and contact...

  • Commercial Banking

    2 months ago

    Bengaluru, Karnataka, India JPMorgan Chase Full time

    Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view. As a Credit Officer in the Commercial Banking Risk India team, you will be tasked with carrying out credit analysis of...