Credit Risk Associate

1 week ago

Varthur Bengaluru Karnataka, India JPMorgan Chase & Co Full time

**JOB DESCRIPTION** About CB Risk India**: The CB Risk India (CRI) is part of the Credit Risk function for Commercial Bank (CB) at J.P. Morgan. CRI works closely with the in-country Underwriters and Credit Executives and provides them with in-depth credit risk analysis of clients; as well as recommendations on risk grades. CRI covers CB clients across the - North America.

**Role**: Associate for conducting Credit Analysis of Mid-Corporate clients in Underwriting Center team in Commercial Banking division - North America

**Location**: Bangalore

**Responsibilities**:

- Independently prepare credit risk analysis reports on assigned clients (business & financial analysis and focusing on credit issues) - for middle market clients (clients with exposure less than $5mm). Recommend rating grades based on analysis for the clients.
- Quality check work delivery for junior analysts in the team. Understand various techniques and methods of credit analysis, accounting treatments, financial adjustments, firm’s credit related policies, etc.
- Develop and maintain open communication channels with Underwriters. Independently handle all calls/rating discussions with Underwriters and Credit Executives.
- Build strong knowledge of credit analysis for clients.
- Stakeholder management - Build strong relationships and maintain open communication channels with Credit Officers and Credit Executives

**Qualifications: MBAs (with Finance specialization) / CAs**
- 4-5 years of experience in credit risk
- Excellent academic record; experience in credit risk
- Aptitude to learn and develop knowledge on credit analysis techniques, sectors and global economies
- Strong communication skills — both oral and written; ability to effectively present analysis and interact with global credit bankers
- Deadline orientation; close attention to detail and accuracy
- Proficient in the use of MS Word, Excel and Power Point
- Ability to work proactively & independently as well as in a team environment
- Strong interpersonal skills, ability to build positive relationships with Underwriters/ RMs

**ABOUT US**

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as any mental health or physical disability needs.

**ABOUT THE TEAM**

Commercial Banking is focused on helping our clients succeed and making a positive difference in our communities. We provide credit and financing, treasury and payment services, international banking and real estate services to clients including corporations, municipalities, institutions, real estate investors and owners, and nonprofit organizations.

Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.

  • Credit Risk

    6 days ago

    Varthur, Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** As a Credit Risk Associate, you help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers, and communities. You will be conducting Credit Analysis of GHHN (Public finance) clients in the Middle Markets team...

  • Commercial Banking Risk

    3 weeks ago

    Varthur, Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view. As a Commercial Banking Risk - Credit Risk Associate within the Commercials Banking Risk India team,...

  • Credit Risk

    2 months ago

    Varthur, Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** **Job Summary*** As a Associate / Sr Associate in our Credit Risk Middle Office, Private Banking Operations team, you will be responsible for supporting the implementation of the platform modernization initiatives and Business Management along with Stakeholder Management. The modernization effort entails partnering with senior...

  • Credit Risk

    2 days ago

    Varthur, Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** You are a strategic thinker passionate about driving solutions. You have found the right team. As a Associate / Sr Associate in our Credit Risk Middle Office, Private Banking Operations team, you will be responsible for supporting the implementation of the platform modernization initiatives and Business Management along with Stakeholder...

  • Credit Risk

    4 weeks ago

    Varthur, Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** J.P. Morgan Wealth Management, is a global leader in investment and wealth management. Its clients include institutions, high-net-worth individuals and retail investors in every major market throughout the world. The division offers investment management across all major asset classes including equities, fixed income, alternatives,...

  • Credit Risk

    1 week ago

    Varthur, Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view. As a Credit Risk - Wholesale credit(Chase merchant services) - Associate within the Risk Management and...

  • Credit Risk Associate

    2 weeks ago

    Varthur, Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** As a Credit Risk Associate, you help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers, and communities. You will be conducting Credit Analysis of Corporate clients in the Middle Markets team in Commercial...

  • Credit Risk Associate

    4 days ago

    Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** As a Credit Risk Associate, you will will primarily support the JPMorgan Wealth Management Domestic credit business. You will work directly with Lending Specialists, Analysts, Underwriters and Credit Officers throughout the credit approval process. **Job responsibilities**: - Partner with Underwriters and Lending Specialists to capture...

  • Credit Risk

    6 days ago

    Varthur, Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** The Credit Risk function identifies, measures, limits, manages, and monitors credit risk across our businesses. Our practices are designed to preserve the independence and integrity of decision making. The Chase Merchant Services team is focused on credit risk generated through the transactions we process for our merchant clients. Credit...

  • Credit Risk Associate

    2 months ago

    Bengaluru, India JPMorgan Chase Bank, N.A. Full time

    **About Commercial Banking Risk India**:The Commercial Banking Risk India is part of the Credit Risk function for Commercial Bank at J.P. Morgan and works closely with the in-country Underwriters and Credit Executives and provides them with in-depth credit risk analysis of clients; as well as recommendations on risk grades. **Role**:Associate for conducting...

  • Credit Risk Associate

    2 days ago

    Bengaluru, India JPMorgan Chase Bank, N.A. Full time

    **About Commercial Banking Risk India**:The Commercial Banking Risk India is part of the Credit Risk function for Commercial Bank at J.P. Morgan and works closely with the in-country Underwriters and Credit Executives and provides them with in-depth credit risk analysis of clients; as well as recommendations on risk grades. **Role**:Associate for conducting...

  • Credit Risk Forecasting and Data Analytics

    2 months ago

    Varthur, Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** As an Associate in the Loss Forecast and Portfolio Analytics team, you'll work to provide oversight, drive production of the credit loss forecast and back them up with robust analytics for JPMorgan Chase & Co. Auto portfolio. **Responsibilities**: - Design, develop and test tableau dashboards yielding actionable insights - Use...

  • Credit Risk Associate

    2 weeks ago

    Bengaluru, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** About Commercial Banking Risk India**: The Commercial Banking Risk India is part of the Credit Risk function for Commercial Bank at J.P. Morgan and works closely with the in-country Underwriters and Credit Executives and provides them with in-depth credit risk analysis of clients; as well as recommendations on risk grades. **Role**:...

  • Credit Risk

    1 week ago

    Bengaluru, India JPMorgan Chase Bank, N.A. Full time

    **Job title**: J.P. Morgan - Credit Risk Associate - Middle Market Corporates (exposures over $10MM) As a Credit Risk Associate, you help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers, and communities. You will be...

  • Credit Risk

    2 weeks ago

    Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** You are a strategic thinker passionate about driving solutions. You have found the right team. As an Associate, you will primarily support the JPMorgan Wealth Management Domestic credit business. You will work directly with Lending Specialists, Analysts, Underwriters and Credit Officers throughout the credit approval...

  • Credit Risk Associate

    6 days ago

    Bengaluru, Karnataka, India JPMorgan Chase Bank, N.A. Full time

    About Commercial Banking Risk India:The Commercial Banking Risk India is part of the Credit Risk function for Commercial Bank at J.P. Morgan and works closely with the in-country Underwriters and Credit Executives and provides them with in-depth credit risk analysis of clients; as well as recommendations on risk grades.Role:Associate for conducting Credit...

  • Credit Risk Controller

    2 weeks ago

    Varthur, Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in...

  • Credit Risk Forecasting and Data Analytics

    2 months ago

    Varthur, Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** The Credit Forecast Team support the US credit forecasting functions in execution of their processes through analytical insights, new age technologies and predictive analysis. **Responsibilities**: - Forecast credit losses and allowance for the Chase Auto portfolio supporting regulatory exercises like CCAR, CECL, firmwide Risk Appetite...

  • Credit Risk

    2 months ago

    Bengaluru, India JPMorgan Chase Bank, N.A. Full time

    As a Credit Risk Associate, you help the firm manage the risk in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers, and communities. You will be conducting credit analysis of Corporate clients including portfolio management in the Middle Markets team in...

  • Credit Risk

    1 week ago

    Varthur, Bengaluru, Karnataka, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** As a Project Manager, you'll participate in projects and provide support for various initiatives and any associated business transformation projects. You may be involved in multiple projects or initiatives, working across the whole project lifecycle, researching new projects, business process changes, configuration changes or system...