Credit Officer

3 weeks ago


Nasik Nashik Maharashtra, India CSB Bank Full time

Credit Officer - Agri (Location : Nasik)MFT8656
- Retail & Sme Credit, Biu & StrategyNasik
- Required Experience

- 3 - 5 Years
-Posted On

- 06 Aug 2023
Basic Section
No. Of Openings
- 1
- Grade
- NA1
- Designation
- Others
- Closing Date
- 31 Oct 2023
- Organisational
Organisation
- CSB Bank
- Organization Unit
- Retail & SME (Business And Risk), Operations & IT
- Sub Org Unit 1
- Retail & SME Credit, BIU & Strategy
- Sub Org Unit 2
- Credit, Risk & Control
- Sub Org Unit 3
- Credit Underwriting - Retail
- Sub Org Unit 4
- Credit - FI & Agri
- Sub Org Unit 5
- Others
- Sub Org Unit 6
- Others
- Branch/Department Code
- 1026
- Branch/Department Name
- Credit/Collection - Retail & SME - Credit
- Country
- India
- Geographic Zone
- West
- State
- Maharashtra
- City
- Nasik
- Worksite
- Nasik
- Worksite Code
- 357
- Skills

Skill

KNOWLEDGE MANAGEMENT

AGRICULTURAL MARKETING

Minimum Qualification

MBA/PGDBM/PGDM

CERTIFICATION

No data available

Working Language

No data available
- Job Description

Job Purpose:
The incumbent will be responsible for Credit Appraisal of Agricultural Loans as per pre-defined TAT with due adherence of Process, Policies and delegation of authority, He will be responsible for loan Portfolio for his Branch and keep a close watch on the performance of such loans.

Functional Responsibilities:
(1) Appraise/Recommend/ Approve Credit Proposals as per the delegation of authority

(2) Review delinquent cases and document learnings / portfolio reviews for Risk Management

(3) Recommend changes to Policy, Process based on local nuances / competitor feedback

(4) Implement system integration plans

(5) Monitor NPA and keep a track of it

(6) Customer visits for PD

(7) Identification of process and policy gaps & potential risk arising out of it

(8) Suggesting internal control measures and ensures implementation to address such gaps


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