Avp - Wholesale Credit Sanctioning

3 weeks ago


Mumbai Maharashtra, India Barclays Full time

Job Title: AVP - Wholesale Credit Sanctioning
Location: Mumbai

About Barclays
Barclays is a British universal bank. We are diversified by business, by different types of customers and clients, and by geography. Our businesses include consumer banking and payments operations around the world, as well as a top-tier, full service, global corporate and investment bank, all of which are supported by our service company which provides technology, operations and functional services across the Group.

Risk and Control Objective
Take ownership for managing risk and strengthening controls in relation to the work you do.

Working Flexibly

Hybrid Working

Structured hybrid role:
Introduction
- Member of the ‘Risk - Centre of excellence’, Credit Analysis team, which is responsible for credit risk analysis, monitoring and limits administration for corporate counterparties of Barclays.
- Lead, engage and motivate a diverse team of credit analysts to deliver strategic, individual and operational business objectives/targets. Create an empowering environment for your people, encouraging individual ownership and initiative.
- Ensure target achievement adhering to Service Level Agreements

What will you be doing?
- Complete ownership of the assigned corporate portfolio. The role holder together with the team would be accountable for timely delivery of annual reviews, interim reviews, providing support on transactions, ongoing portfolio monitoring and performing any other ad-hoc portfolio related exercise.
- To handle complex portfolio and undertake ongoing portfolio surveillance/monitoring encompassing the following key activities:

- Undertake fundamental credit analysis on his/her portfolio of corporate credit counterparties:

- Prepare annual/periodic credit reviews for submission to senior Risk Officers and Credit Committees
- Handle deal and transaction flow including IBDC deals (M&A), conventional refinancing deals and derivative requests
- Timely action on transaction-level limit requests received from Front office and Product areas via allocation from pre-agreed limit framework assigned by onshore credit officers (if any)
- Ensure all relevant Credit Risk policies, standards and procedures are followed
- Updating all credit risk systems to ensure that credit limits, internal grades and other credit parameters are aligned with the framework assigned by onshore credit officers
- Investigating limit excesses if any, and escalating to the onshore credit officers and supporting stress test monitoring
- Perform credit analysis on interim requests for credit facility amendments, and prepare analysis in support of interim headroom requests, for presentation to senior Risk officers for approval
- Liaising and communicating with other departments to ensure documentation requirements are met
- Undertake quarterly reviews on more complex and higher risk groups, including reporting on corporate credit counterparties which have been determined to merit more frequent credit review
- Maintain data integrity of relevant Credit Risk systems (and perform monthly credit grade attestation
- On-going monitoring of portfolio of industries for material developments affecting credit quality and the initiation of appropriate action.
- The role holder will provide coaching and mentoring to junior colleagues, transferring skills and expertise as required ensuring delivery against targets and continuing professional and personal development
- Assist and support on-shore teams in responding to information requests from our banking system regulators The role holder will control/co-ordinate team’s work, allocating tasks, planning and monitoring progress, managing risks, issues and dependencies, ensuring awareness of responsibilities and securing commitment to successful delivery of specified tasks as per Service Level Agreements.

What we’re looking for:

- Relevant experience of credit analysis/research in another financial institution, preferably a major international bank. Knowledge of multiple regions / sectors / industries
- Team Management experience is desirable.
- Masters / Professional qualification such as MBA/ CA/ CFA or equivalent
- Understanding of various banking products including revolving credit facilities, derivatives, LCs, Bank Guarantees, Receivable purchase facilities, etc.
- Awareness of legislation affecting the Bank and customers (including Data Protection Act, Companies Act, Insolvency Act, Financial Services Act)
- Good commercial experience working within Credit, preferably in an international banking environment.
- Demonstrated team handling skills in the past

Skills that will help you in the role:

- Experience with leadership/managerial skills in a dynamic environment
- Strong verbal & written communications and presentation skills
- Experience in influencing and strong stakeholder management

Where will you be working?

Mumbai

Be More at Barclays
Interested and want to know more about Barclays? Visit home.ba



  • Mumbai, Maharashtra, India Barclays Full time

    Job Title: AVP - Wholesale Credit Sanctioning Location: Mumbai About Barclays Barclays is a British universal bank. We are diversified by business, by different types of customers and clients, and by geography. Our businesses include consumer banking and payments operations around the world, as well as a top-tier, full service, global corporate and...


  • Mumbai, Maharashtra, India Barclays Full time

    Job Title: AVP-Funds Credit Risk Location: Mumbai About Barclays Barclays is a British universal bank. We are diversified by business, by different types of customers and clients, and by geography. Our businesses include consumer banking and payments operations around the world, as well as a top-tier, full service, global corporate and investment bank, all...


  • Mumbai, India MUFG Bank, Ltd., Mumbai Branch Full time

    **Do you want your voice heard and your actions to count?** Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 7th largest financial group in the world. Across the globe, we’re 160,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term...

  • Credit Analyst

    4 hours ago


    mumbai, India Kotak Mahindra Bank Full time

    Role: Credit AnalystExperience: 3+ yearsGrade: Sr. Manager / AVPQualification: CA / MBARoles & Responsibilities:Preparation of Credit Appraisal notes for Construction Finance clients.Discuss with business on Terms and Conditions for risk assessmentsDiscuss with customers for obtention of information for preparation of CRANs.Monitor the accounts based on...

  • Credit Analyst

    22 hours ago


    Mumbai, India Kotak Mahindra Bank Full time

    Role: Credit AnalystExperience: 3+ yearsGrade: Sr. Manager / AVPQualification: CA / MBARoles & Responsibilities:Preparation of Credit Appraisal notes for Construction Finance clients.Discuss with business on Terms and Conditions for risk assessmentsDiscuss with customers for obtention of information for preparation of CRANs.Monitor the accounts based on the...

  • Credit Analyst

    4 hours ago


    mumbai, India Kotak Mahindra Bank Full time

    Role: Credit Analyst Experience: 3+ years Grade: Sr. Manager / AVP Qualification: CA / MBA Roles & Responsibilities: Preparation of Credit Appraisal notes for Construction Finance clients. Discuss with business on Terms and Conditions for risk assessments Discuss with customers for obtention of information for preparation of CRANs. Monitor the accounts...

  • Credit Analyst

    18 hours ago


    Mumbai, India Kotak Mahindra Bank Full time

    Role: Credit AnalystExperience: 3+ yearsGrade: Sr. Manager / AVPQualification: CA / MBARoles & Responsibilities:Preparation of Credit Appraisal notes for Construction Finance clients.Discuss with business on Terms and Conditions for risk assessmentsDiscuss with customers for obtention of information for preparation of CRANs.Monitor the accounts based on the...


  • Goregaon East, Mumbai, Maharashtra, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view. As Wholesale Credit Portfolio Analytics - Data Strategy - Associate you will be part of Wholesale...

  • Wholesale Credit

    1 month ago


    Mumbai, India Citi Full time

    Institutional Credit Management’s (“ICM”) objective is to provide an integrated “end-to-end” credit underwriting, identification, measurement, management, monitoring and reporting for wholesale credit businesses across the enterprise. Wholesale Credit Risk (WCR) In-Business Quality Assurance (QA) is an integral part of the ICM organization. WCR...


  • Mumbai, India IDFC FIRST Bank Full time

    Role/ Job Title:  Credit Manager-Wholesale Banking Function/ Department:  Wholesale Banking Risk Job Purpose: The role holder has the responsibility to administer bank's lending process, from evaluating clients’ creditworthiness to approving or rejecting loan requests. It entails the responsibility of creating credit scoring models, setting loan...


  • Mumbai, India IDFC FIRST Bank Full time

    Role/ Job Title: Credit Manager-Wholesale Banking Function/ Department: Wholesale Banking Risk Job Purpose: The role holder has the responsibility to administer bank's lending process, from evaluating clients’ creditworthiness to approving or rejecting loan requests. It entails the responsibility of creating credit scoring models, setting loan terms and...

  • Credit Manager/ AVP

    2 months ago


    mumbai, India Michael Page Full time

    One of the largest Indian Banks Opportunity to be a part of Wholesale Banking Risk team About Our Client - One of the largest private sector Banks with presence across India Job Description -Conduct regular asset quality review to identify risks/ opportunities & recommend relevant actions-Evaluate client's creditworthiness, approve/...


  • Mumbai, Maharashtra, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** **Role Description and Responsibilities** Specific responsibilities include: - Execute and deliver the quarterly stress forecasting results with focus on data needs - Perform portfolio analysis, data segmentation, data transformation and database interaction to prepare various datasets - Work in an Agile framework to write business...

  • Avp Credit

    1 month ago


    Mumbai, India SMG InfoTech Full time

    **Location** - Mumbai **Job Information** Position - : AVP Credit & Risk Skill sets: 1) Understanding of financial statements, key Financial Ratios, Working capital Management 2) Intricacies of balance sheet analysis, cash flow understanding and working capital cycle 3) Proficiency in financial cashflow Analysis 4) Good Understanding of various loan...

  • Avp Credit Risk

    3 weeks ago


    Mumbai, Maharashtra, India Barclays Full time

    Job Title: AVP - Credit Risk Location: Mumbai About Barclays Barclays is a British universal bank. We are diversified by business, by different types of customers and clients, and by geography. Our businesses include consumer banking and payments operations around the world, as well as a top-tier, full service, global corporate and investment bank, all of...


  • Mumbai, India JPMorgan Chase & Co. Full time

    Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view.   As Wholesale Credit Portfolio Analytics – Data Strategy – Associate you will be part of Wholesale Credit Portfolio...


  • mumbai, India Credit Saison India Full time

    Job Responsibilities:- Appraising proposals for LAP  (ticket size upto Rs.1 cr) - both fund based & non fund based, conducting risk analysis, scrutinizing relevant documents before sanctioning loans within defined TAT, client interview, ensuring compliance as per bank's credit policies- Supervising, controlling delinquency and credit loss- Monitoring of...

  • Wholesale Credit Risk

    1 month ago


    mumbai, India Citi Full time

    Institutional Credit Management (ICM) is an in-business and first Line of Defense (1LoD) function within Citi dedicated to end-to-end wholesale credit risk (WCR) management. ICM covers numerous products, regions, and lines of businesses (LoBs) – all while providing the controls and support necessary to help reduce Citi’s risks. Wholesale Credit Risk...

  • Wholesale Credit Risk

    1 month ago


    Mumbai, India Citi Full time

    Institutional Credit Management (ICM) is an in-business and first Line of Defense (1LoD) function within Citi dedicated to end-to-end wholesale credit risk (WCR) management. ICM covers numerous products, regions, and lines of businesses (LoBs) – all while providing the controls and support necessary to help reduce Citi’s risks. Wholesale Credit Risk...


  • mumbai, India JPMorgan Chase & Co. Full time

    Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view. As a Quantitative Research Wholesale Credit Risk - Associate within our data processing and forecasting team, you will be...