Loan Officer

5 days ago


Kidwai Nagar Kanpur Uttar Pradesh, India Ujjivan Small Finance Bank Full time

**Loan Officer-Housing Loans - Kidwai Nagar**:
North 2366-Kidwai Nagar, Kanpur, Uttar Pradesh, India
- Department- NORTH BUSINESS- Job posted on- Sep 13, 2024- Employee Type- Permanent- Experience range (Years)- 2 years - 4 yearsBusiness/ Financials
- Achieve the set targets on HL-Secured Loans in terms of open market acquisition and existing customer conversion
- Maintain database of prospects, meet select prospects and manage the relationship thereafter
- Follow up on leads provided by call centre/ liabilities team within defined TAT
- Cross sell other products of Ujjivan and pass quality leads to respective officers/staff
- Share customer insights/product related feedback with the Cluster Manager - HL
- Coordinate with Products & Marketing department to carry out marketing drives that are assigned and catchment areas for HL secured loans

Customer
- Interact with customers in a courteous and professional manner; provide prompt, efficient and accurate services and establish professional relationship with them, with a long term perspective
- Conduct the appraisal process of potential customers in a courteous manner without compromising quality
- Guarantee confidential treatment of all the information gathered from customers

Internal Process
- Visit the guarantor/collateral contact, explain about his/her role during the loan term
- Cooperate with the credit department in case of identifying discrepancies or problems in customer’s information, reports, etc. through CRM - Microfinance.
- Inform the customer about the Credit Committee decision
- Coordinate with Liabilities team if applicable, to ensure bank accounts are opened/activated to disburse the loan amount and necessary standing instructions to repay monthly disbursements
- Perform loan utilization check and follow up on the disbursed loans, especially of the ones not paying on time
- In case of arrears, visits customers and guarantors for the loan recovery and coordinate with collections officer to update the status periodically

Learning & Innovation
- Maintain up to date knowledge of Unsecured loans as well as a working knowledge of other products offered in the branch
- Inform Branch Head about the demand in his/her assigned area as well as on the competition on a regular basis in consultation with CRM - Microfinance.
- Ensure adherence to training man-days/ mandatory training programs for self

Ensure goal setting, mid-year review and performance appraisal processes are completed within specified timelines


  • Loan Officer

    2 weeks ago


    Agra, Uttar Pradesh, India Ujjivan Small Finance Bank Full time

    **Loan Officer-Housing Loans - Agra Area Office**: North 2425-Agra Area Office, Agra, Uttar Pradesh, India - Department- NORTH BUSINESS- Job posted on- Sep 03, 2024- Employment type- PermanentBusiness/ Financials - Achieve the set targets on HL-Secured Loans in terms of open market acquisition and existing customer conversion - Maintain database of...

  • Loan Officer

    4 months ago


    Noida, Uttar Pradesh, India Eduaxs Solutions Full time

    **Job Title: Loan Sales Officer** Company: Eduaxs Solutions (Hiring for a Client) Location: B-55, Sector-2, Noida Budget: 2.8 to 3 LPA As a Loan Sales Officer with [Company Name], a non-banking finance company registered with the relevant regulatory authorities, you will be instrumental in driving the company's loan products to potential clients. Your role...

  • Loan Officer

    3 months ago


    Noida, Uttar Pradesh, India Eduaxs Solutions Full time

    **Job Title: Loan Sales Officer ( Freshers can APPLY)** **MALE CANDIDATES ONLY** Company: Eduaxs Solutions (Hiring for a Client) Location: B-55, Sector-2, Noida Budget: 2.8 to 3 LPA As a Loan Sales Officer with [Company Name], a non-banking finance company registered with the relevant regulatory authorities, you will be instrumental in driving the...

  • Loan Executive

    5 days ago


    Kanpur, Uttar Pradesh, India Khatabook Full time

    **Position**: Loan Officer **Location**: Kanpur **Salary**: ₹18,000 - ₹20,000 per month **Experience**: 1-3 years in a related field (preferably in loans) **Industry**: Unsecured Loan Process **Employment Type**: Full-time **Key Responsibilities**: - Evaluate customer eligibility and verify financial documents. - Provide accurate information on loan...

  • Loan Officer

    3 days ago


    Lucknow, Uttar Pradesh, India Worknextindia Private Limited Full time

    Unsecured experience more than one year Pay: ₹18,000.00 - ₹20,000.00 per month **Benefits**: - Provident Fund Schedule: - Day shift **Experience**: - Loan origination: 1 year (required) - Financial services: 1 year (required) - Loan processing: 1 year (required) - Loan officer experience: 1 year (required) Work Location: In person **Speak with...

  • Loan Officer

    5 days ago


    Sanjay Place, Agra, Uttar Pradesh, India Ujjivan Small Finance Bank Full time

    **Loan Officer-Housing Loans - Sanjay Place Agra**: North 2245-Sanjay Place Agra, Agra, Uttar Pradesh, India - Department- NORTH BUSINESS- Job posted on- Sep 13, 2024- Employee Type- Permanent- Experience range (Years)- 2 years - 4 years**Group Company**: Ujjivan Small Finance Bank **Designation**: Loan Officer-Housing Loans (UB-HSG-EB-LOH), Loan...

  • Loan Officer

    3 months ago


    Ghaziabad, Uttar Pradesh, India INTINERI INFOSOL Full time

    **Position - Loan Officer (Telecallers)** The Job Description and Skill set required for the position is as below: Qualification: Graduate Experience: 1- 2 Years/ Prior Mortgage experience would be an added advantage Basic responsibility: Tele calling Location: - Ghaziabad, Kaushambi Skill Set Required: Good communication skills - bilingual Pleasant...


  • Ghaziabad, Uttar Pradesh, India Recruitment Hub Full time

    position - loan officer qualification - graduate fresher and experience both applicable basic responsbility telecalling salary - 18000 to 25000 + incentives location - ghaziabad **Salary**: ₹18,000.00 - ₹25,000.00 per month Schedule: - Day shift Application Question(s): - have you done your graduation? - whats your age? - are you able to speak...

  • Business Loan Officer

    3 weeks ago


    Noida, Uttar Pradesh, India Credflow Full time

    **Key skills needed**: Tele calling experience **Location**: Noida **Work Days**: 6 days per week **Office Hours**: Work from Office (10 AM to 7 PM) **Salary**: ₹30,000 - 35,000 CTC **Credflow** CredFlow is a SaaS-based cash flow management solution that touches base on every single process in your organization. We are on a mission to make the MSMEs...

  • Loan Officer

    3 months ago


    Anna Nagar, Chennai, Tamil Nadu, India Talentpro India HR Pvt Ltd Full time

    Greetings from TALENTPRO INDIA !!! Designation: Sales Officer / Relationship Officer Industry: Banking | NBFC | BFSI Job Location : Chennai / Tambaram / Chengalpattu / kanchipuram / Vellore / Villupuran. Experience: - Minimum 1-2 years of experience in sourcing the Home loan LAP and mortgage loan ( Two-Wheeler Finance / Farm Equipment Finance / Micro...

  • Loan Executive

    3 months ago


    Lucknow, Uttar Pradesh, India Chandigarh University Full time

    **Loan Executive** Key Responsibilities: - Student Consultation and Counseling: - Provide personalized financial counseling to students and families regarding education loan options, eligibility criteria, and repayment strategies. - Assist borrowers in understanding the terms and conditions of various loan programs, including federal, private, and...

  • Gold Loan Officer

    3 months ago


    JP Nagar, Bengaluru, Karnataka, India Moham Capital Pvt Ltd Full time

    Designation : Gold loan Officer Notice period : Immediate Joiner Shift : Day Shift Experience : 2 to 5 years ( minimum 2 years in handling Gold loan ) Location : Bangalore,Jp Nagar. **Details of Role** Responsible for handling the gold loan business operations including assessment of jewellery, processing of loans, tracking of loan repayments, follow...


  • Kanpur, India Asian Hires Full time

    Job Description: 1- Field sales, selling of loan product. 2- New client acquisition. 3- Convincing customers for new products and maintaining relationship with clients. 4- Target based work. 5- Develop new relationship with new customer to increase business. 6- Responsible to attending walk in clients at office. 7- Responsible for processing...

  • Retail Assets

    4 months ago


    Aligarh, Uttar Pradesh, India HDFC Bank Full time

    **Group Company**: HDFC Bank Limited **Designation**: Retail Assets - Auto Loans - Sales Officer **Position description**: Responsible for distribution, documentation management post disbursement of the loan and stakeholder relationship **Primary Responsibilities**: - 1) Business Numbers - To achieve targeted Business volume at given WIRR and CoA....

  • Gold Loan Officer

    3 months ago


    Nagar, India Dvara SmartGold Full time

    Sourcing / Acquisition of Gold loan customers, NTB as well as existing customer ids Networking and driving business with all sourcing channels in the branch to provide leads. Support Branches (MFI/Branch banking / Asset RMs) in Micro marketing activities at potential locations in the catchment area of the branch. Doing end to end operations involved in the...

  • Ra Business Loans

    3 months ago


    Ghaziabad, Uttar Pradesh, India HDFC Bank Full time

    **Group Company**: HDFC Bank Limited **Designation**: RA Business Loans - Prime-Sales Officer **Office Location**: RAJ NAGAR - GHAZIABAD Ghaziabad (Branch) **Position description**: RA Business Loans - Prime-Sales Officer **Primary Responsibilities**: - To source Business from the Branch Customer base / Open Market. - Visiting the Allocated Branch on a...

  • Loan Executive

    3 months ago


    Noida, Uttar Pradesh, India EARTHCON CONSTRUCTIONS PVT LTD Full time

    **Urgent hiring for Loan Executive.** **Company: - **Earthcon Construction Pvt Ltd Job Location: - Ground Floor, B1, BeeBom Building, Sector 04, Noida UP 201301. Interview Timing: - 11:00 AM to 04:30 pm. **Qualification**: - Graduate **Skills: -** - Passionate about sales and excellent Written & Oral Communication (English) - Must Possess Strong in...


  • Noida, Uttar Pradesh, India AD Facilitator Services Pvt Ltd Full time

    **Job description**: AD Facilitator (P) Ltd is looking for PERSONAL LOAN EXECUTIVE to join our dynamic team and embark on a rewarding career journey - Customer Relationship Management: Build and maintain strong relationships with clients to encourage repeat business and referrals - Documentation: Prepare and review loan documents to ensure accuracy and...


  • Uttam Nagar, Delhi, Delhi, India V6 HR Services Pvt. Ltd. Full time

    Dear All, We are looking for **Property Loan Verification Officer (Work from Office) **for one of our leading clients in **Nihal Vihar, Nangloi** Location. Work **experience around 5 years**. All should have **experience in " Physical Verification at Customer Site " and " Verifying KYC "** - Designation**:Property Loan Verification Officer**: -...

  • Loan Agent

    3 months ago


    Gautam Budh Nagar, India Karizma Konnect Full time

    **JOB DESCRIPTION**: **Works for selling Loan (Personal loan and business loan)** **It's a field job** **Company Profile**: **LoansJagat is a platform which is run by AF Financial Technology Private Limited. (Established in 2018, Head office - Geeta colony, Delhi) (Branch office - Noida sector-2)** LoansJagat is one of the India's best Fintech...