Ccb - Real Estate - Financial Analysis

1 month ago


Bengaluru, India JPMorgan Chase Bank, N.A. Full time

**About the Employer**

**Global Finance & Business Management ("GF&BM") India **is a combined LOB-aligned (Line of Business-aligned) finance & business support team located in India and is part of JPMorgan's global capability center (GCC). We are part of the Office of the CFO (OCFO) organization within JPMorgan, which has 13000+ people across the globe, majority of whom are tasked with managing the firm's Finance function, responsible for reporting quarterly earnings and complying with regulatory requirements along with managing the firm's capital.

GF&BM India was established in September 2002 and currently we have a network of more than 3400+ professionals based out of our Mumbai, Bengaluru and Hyderabad offices who support four main "pillars" of work - Controllers, Planning & Analysis, Finance Operations and Business Client & Products. The teams in India are aligned to the respective LOBs that they support which include Corporate and Investment Banking (CIB), Commercial Banking (CB), Consumer and Community Banking (CCB), Asset & Wealth Management (AWM) and Corporate/Firmwide functions.

We have a strong culture that embodies the principles that guide us in how we do business across the firm. We strive to create a workplace that values and respects individual viewpoints, while at the same time challenging the status quo to make continuous improvements in our processes.

JPMorgan is an equal opportunity employer and places high value on diversity and inclusion. We recognize that our people are our strength and diversity of thought and practices makes us more successful.

**The current opening is within the **Financial Analysis (FNPA06) Retail Analysis **role in Bangalore which forms part of the CCB F&BM GLOBAL PROG MGMT INDIA, LOB within GF&BM India.**

**Our Consumer & Community Banking division **serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction

Global Finance & Business Management works to strategically manage capital, drive growth and efficiencies, maintain financial reporting and proactively manage risk. By providing information, analysis and recommendations to improve results and drive decisions, teams ensure the company can navigate all types of market conditions while protecting our fortress balance sheet.

**Role Name **:Real Estate Branch Modelling - Financial Analyst

**Team**: CBB: Real Estate - Financial Analysis

**Team Description**:
The CBB Finance team in Bengaluru supports the Consumer and Business Banking segment by offering Financial Reporting, Planning, Modelling and Analysis services to various internal customers including Finance and Business Management leads and field finance teams. This position will be part of Real Estate Finance team and would perform proactive analysis on branch performance to provide recommendations on target setting for new branches and help drive critical business decisions by analyzing metrics and designing reports. Also would review financial models for evaluation of funding decisions.

**Role and Responsibilities:
- Own the analysis of existing branch performance to provide recommendations on different funding decisions to Open new branches, consolidation of branches, Purchase vs Lease options and Relocation of branches.
- Designing new reports as per business need and developing processes to automate reports
- Lead automation and other projects related to streamlining the existing and new processes that help in providing key insights to the CFO and evaluate funding decisions
- Re-setting commitments for new branches based on historical performance
- Develop strong business understanding and key metrics that drive the decision making process
- Maintaining complete databases that can be used for subsequent analysis and set-up processes to maintain accuracy
- Summarizing the drivers behind branch performance including profitability, break-even, pay-back etc.
- Continuous focus on improving and maintaining high degree of accuracy
- Support any standard reports as well as adhoc requests reporting requests
- Present financial results to leaders in the organization
- Constant focus on automating manual process
- Develop strong understanding of the models and key metrics that drive the decision making process

**Skills / Competencies Needed/Education Qualifications:
- Qualified CA/ MBA or equivalent degree in Accounting/Finance
- Minimum of 9 years' experience in Financial Planning or modelling
- Good communication and strong excel skills.
- Advance excel skill including VBA
- Working knowledge of Essbase
- Positive attitude and demonstrate intellectual curiosity
- Strong analytical skills and attention to detail
- Ability to navigate multiple data sets and


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