Mortgage Underwriter
3 weeks ago
**Kindly note** - **Kindly go through the JD below and share the resume if you're willing to attend the interview note**
**Its work from home but interview is F2F in 2 locations the interviews is arranged ( Hyderabad drive is on 18th and 19th - may month 24 - Ahmadabad drive is on 24th and 25th - may month 24 )**
**Mandatory skills - US Mortgage, In 4C, LIVE ENDERWRITING OR END TO END UNDERWRITING underwriting, Borrower's loan, Mortgage account,credit score,LOX,Hourly income,Appraisal form,**
**Job Overview**:
The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established
policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness.
Job Roles and Responsibilities:
compliance with internal and regulatory guidelines to minimize risk factors.
- Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor
and the company.
- Responsible for making independent decisions regarding acceptance and risk of loans according to
HUD, company, and investor guidelines.
- Provides final approval underwriting of mortgage loans.
- Completes all required paperwork and forms in a timely and accurate manner; prepares required forms.
- Sign off conditions in a timely manner set by management.
- Work with staff and management to find solutions on escalated loans.
- May be requested to make recommendations for improving Internal Audit’s policies and practices.
- Manage loans by using all functions of Encompass.
- Effectively communicate underwriting decisions with processors and advisors
- Maintain high level of customer service and communication with other departments.
- Other duties as assigned.
Qualification & Experience
- Degree or Equivalent
- Minimum 3 years of experience in conventional/govt end to end underwriting.
- Well-versed with all 4C’s of Underwriting (Asset, Income, Credit and Collateral
Regards
Amulya
7411250480
**Job Types**: Full-time, Permanent
Pay: From ₹590,787.51 per year
**Benefits**:
- Provident Fund
- Work from home
Schedule:
- Night shift
- US shift
**Experience**:
- total work: 5 years (preferred)
Work Location: Remote
**Speak with the employer**
+91 7411250480
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