Associate - Uw

**Associate - UW**:
Remote
- Department- Underwriting- Job posted on- Apr 18, 2023- Employment type- Full Time**Underwriter**

**About Us**

Moder formerly known as Archwell Operations is a part of Archwell Holdings founded in 2017. We are a tech forward outsourcing company specialising in supporting the US Mortgage, Insurance, and Banking industries. We specialize in end-to-end component based outsourcing, managing one-off projects to becoming an extension of the customer service or operations team. Our team is built on industry expertise and provides the traction clients need to grow their company.

Equipped with diverse tools, platforms, solutions, and services we strive to work towards our mission to positively impact the financial health of companies by powering in-house processes using top talent, workflow best practices, and progressive technology.

**Job Overview**:
The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness.

**Job Roles and Responsibilities**:

- Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor and the company
- Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines.
- Provides final approval underwriting of mortgage loans.
- Completes all required paperwork and forms in a timely and accurate manner; prepares required forms
- Sign off conditions in a timely manner set by management
- Work with staff and management to find solutions on escalated loans
- May be requested to make recommendations for improving Internal Audit’s policies and practices
- Manage loans by using all functions of Encompass
- Effectively communicate underwriting decisions with processors and advisors
- Maintain high level of customer service and communication with other departments
- Other duties as assigned

**Qualification & Experience**
- Degree or Equivalent
- Minimum 3 years of experience in conventional/govt end to end underwriting
- Well-versed with all 4C’s of Underwriting (Asset, Income, Credit and Collateral