Mortgage Underwriter

6 months ago


Remote, India VENPA GLOBAL TECHNOLOGIES PRIVATE LIMITED Full time

**Experience**: 4-6 Years

**Notice**: Immediate to 15 Days

**Must have : Live underwriting and Real Time Analysis (Should have Mention in Resume)**

**Job Overview**:
The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness.

**Experience: -**

**4years and above; recent experience of min 2 two years in Live Underwriting.**

**Education Qualification: -**

Degree Or Equivalent

**Preference: -**

US Mortgage Process (Only Night Shifts)

Work From Home/Remote.

**Key Required Skills:

- **
- Excellent at Income Calculation and Debt-to-Income(DTI) Ratio Calculation.
- Expertise in 4C's framework (Credit, Capacity, Collateral and Capital),
- Familiar in Credit report Analysis & LOX (Letter of Explanation).
- Knowledge on Residential Mortgage
- Credit Bureau, Documents to approve the loan, Familiar with different account types.

**Job Roles and Responsibilities**:

- Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor and the company.
- Knowledge of Lending & Underwriting Guidelines | Credit & Income Analysis | Cash Flow Analysis | Risk Assessment | Loan-to-Value Ratios | Debt-to-Income Ratios
- Calculate asset required for closing and reserve purpose for the transaction (as per guideline)
- Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines.
- Provides final approval underwriting of mortgage loans.
- Completes all required paperwork and forms in a timely and accurate manner; prepares required forms.
- Sign off conditions in a timely manner set by management.
- Work with staff and management to find solutions on escalated loans.
- May be requested to make recommendations for improving Internal Audit’s policies and practices. - Manage loans by using all functions of Encompass.
- Effectively communicate underwriting decisions with processors and advisors
- Maintain high level of customer service and communication with other departments.
- Other duties as assigned. Qualification & Experience
- Degree or Equivalent
- Minimum 3 years of experience in conventional/govt end to end underwriting.
- Well-versed with all 4C’s of Underwriting (Asset, Income, Credit and Collateral)

**Job Types**: Full-time, Permanent

Schedule:

- Night shift
- US shift

**Experience**:

- total work: 4 years (required)

Work Location: Remote


  • Mortgage Underwriter

    6 months ago


    Remote, India FLEX TECHNOLOGIES INDIA PVT LTD Full time

    **Kindly note** - **Kindly go through the JD below and share the resume if you're willing to attend the interview note** **Its work from home but interview is F2F in 2 locations the interviews is arranged ( Hyderabad drive is on 18th and 19th - may month 24 - Ahmadabad drive is on 24th and 25th - may month 24 )** **Mandatory skills - US Mortgage, In 4C,...

  • “live Underwriter”

    6 months ago


    Remote, India proverb consultants Full time

    **Urgent Vacancy for “Live Underwriter”** **Position**: Live Underwriter (Remote) **Qualification** Graduate **Exp**: - 4 -5 Years Recent 2+ years of experience in Live Underwriting. - Minimum 4 years of experience in conventional/govt end to end underwriting - Well-versed with all 4C’s of Underwriting (Asset, Income, Credit and Collateral) - US...

  • Live Underwriter

    6 months ago


    Remote, India Bangalore Full time

    Review all required loan data, reports, and inspections to ensure the collateral is acceptable to the investor and the company. - Knowledge of Lending & Underwriting Guidelines | Credit & Income Analysis | Cash Flow Analysis | Risk Assessment | Loan-to-Value Ratios | Debt-to-Income Ratios - Calculate asset required for closing and reserve purpose for the...

  • Live Underwriter

    2 months ago


    Remote, India Conviction HR Full time

    **Role - Live Underwriter** **Mandate Skillset - End to End Underwriting for US Residential Mortgage for 2+ years, well versed with 4 'C s, Loan origination, documents review** **Years of Experience - 3 + years of experience** **Shifts - US Shifts** **Notice Period - Immediate to 30 days (45 days considered if currently serving)** **Qualification -...


  • Remote, India AAA CAPITAL INVESTMENT INC Full time

    **Position: Mortgage Loan Processor (US Market Focus)** **Location: (Remote Work)** **Salary: $1000-$1500 USD per month** Job Overview: **Duties**: - Verify borrower information, employment history, credit reports, and financial statements - Calculate debt-to-income ratios and evaluate borrower's creditworthiness - Prepare loan files for underwriting and...

  • C&i Unnderwriter

    6 months ago


    Remote, India Renovision Automation Services Pvt. Ltd Full time

    **Experience - 3+ yrs** **Location **JD-** 2. Familiar with US Mortgage Documents - 1003, AUS, Credit Report, Income documents (Paystub, W2, WVOE, Tax Returns), Title, Appraisal report, Insurance etc. 3. Exposure of 4C’s underwriting (Credit, Capacity, Capital & Collateral) FHA, VA, Live Underwriter, core underwriter. **Role Synopsys** **Principal...

  • C&i Unnderwriter

    6 months ago


    Remote, India Renovision Automation Services Pvt. Ltd Full time

    **Experience - 3+ yrs** **Location **JD-** 2. Familiar with US Mortgage Documents - 1003, AUS, Credit Report, Income documents (Paystub, W2, WVOE, Tax Returns), Title, Appraisal report, Insurance etc. 3. Exposure of 4C’s underwriting (Credit, Capacity, Capital & Collateral) FHA, VA, Live Underwriter, core underwriter. **Role Synopsys** **Principal...

  • C&i Unnderwriter

    1 month ago


    Remote, India Renovision Automation Services Pvt. Ltd Full time

    **Experience - 2+ yrs** **JD-** 2. Familiar with US Mortgage Documents - 1003, AUS, Credit Report, Income documents (Paystub, W2, WVOE, Tax Returns), Title, Appraisal report, Insurance etc. 3. Exposure of 4C’s underwriting (Credit, Capacity, Capital & Collateral) FHA, VA, Live Underwriter, core underwriter. **Job Types**: Full-time, Permanent Pay:...

  • C&i Unnderwriter

    6 months ago


    Remote, India Renovision Automation Services Pvt. Ltd Full time

    **Experience - 3+ yrs** **Location **JD-** 2. Familiar with US Mortgage Documents - 1003, AUS, Credit Report, Income documents (Paystub, W2, WVOE, Tax Returns), Title, Appraisal report, Insurance etc. 3. Exposure of 4C’s underwriting (Credit, Capacity, Capital & Collateral) FHA, VA, Live Underwriter, core underwriter. **Role Synopsys** **Principal...

  • C&i Unnderwriter

    6 months ago


    Remote, India Renovision Automation Services Pvt. Ltd Full time

    **Experience - 3+ yrs** **Location - Remote** **JD-** 2. Familiar with US Mortgage Documents - 1003, AUS, Credit Report, Income documents (Paystub, W2, WVOE, Tax Returns), Title, Appraisal report, Insurance etc. 3. Exposure of 4C’s underwriting (Credit, Capacity, Capital & Collateral) FHA, VA, Live Underwriter, core underwriter. **Role...

  • Pre-purchase Reviewer

    6 months ago


    Remote, India Bangalore Full time

    **Pre-Purchase Reviewer** - Job Overview:_ - The role of the Pre-Purchase Reviewer is to review the closed loan file documents and ensure that the loan closed according to the approval, meets all federal, state, local and investor requirements and that the data in the LOS matches the data in the mortgage loan documents. The position requires a thorough...

  • Mortgage Underwriter

    6 months ago


    Remote, India InspectHOA Full time

    **JOB DESCRIPTION** **About Us** - **InspectHOA **_ is a US-based technology startup facilitating real estate transactions. The $36.2 trillion residential real estate space is undergoing a once-in-a-lifetime transformation, and we are excited to play our role. Our solutions connect Lenders, Title companies, and other real estate professionals with...

  • Mortgage Underwriter

    6 months ago


    Remote, India Tomte India Private Limited Full time

    **What will you do?** - Research various real estate properties. - You will be working directly with Elite's customers, vendors/HOA and various cross-department teams. - Review and validate order and sales contract information sources (order forms, agreements, POs, approvals) for completeness and accuracy in accordance with processing SLAs and booking...

  • Automation Quality

    6 months ago


    Remote, India VARITE INDIA PRIVATE LIMITED Full time

    **Company Name**: VARITE India Private Limited **About The Client**: Client is a global services company offering business and knowledge processing services to organizations seeking higher operational effectiveness, greater flexibility and lower operating costs. For over 21 years companies of all sizes have been relying on our capabilities to leverage the...


  • Remote, India Indecomm Technology Services Full time

    **Job Brief**: Are you meticulous and detail-oriented professional with a passion for maintaining the highest standards? Indecomm invites you to be part of our team as a Quality Control Auditor, where you’ll play a pivotal role in ensuring loan production adheres to industry regulations and investor requirements. As a QC Auditor, you will conduct...

  • Uw -c&i

    6 months ago


    Remote, India VARITE INDIA PRIVATE LIMITED Full time

    **Company Name**: VARITE India Private Limited **About The Client**: Client is a global services company offering business and knowledge processing services to organizations seeking higher operational effectiveness, greater flexibility and lower operating costs. For over 21 years companies of all sizes have been relying on our capabilities to leverage the...


  • Remote, India Tomte India Private Limited Full time

    **What will you do?** - Research various real estate properties. - You will be working directly with Elite's customers, vendors/HOA and various cross-department teams. - Review and validate order and sales contract information sources (order forms, agreements, POs, approvals) for completeness and accuracy in accordance with processing SLAs and booking...

  • End to End Closing

    2 months ago


    Remote, India VENPA GLOBAL TECHNOLOGIES PRIVATE LIMITED Full time

    Experience : 2 - 6 years Notice Period : Immediate Joiners Shift : Night Shift **Interview : Face to Face on (21-10-2024) Monday no Virtual** **Not into Post Closing Background, Should have Experience in E2E Closing.** Job Roles and Responsibilities: 1. Working on all type of loans (FHA, conventional and VA loans) of Refinance, Non-QM, DSCR and Purchase...


  • Remote, India Porch Full time

    Porch Group is a leading vertical software and insurance platform and is positioned to be the best partner to help homebuyers move, maintain, and fully protect their homes. We offer differentiated products and services, with homeowners insurance at the center of this relationship. We differentiate and look to win in the massive and growing homeowners...


  • Remote, India Porch Full time

    Porch Group is a leading vertical software and insurance platform and is positioned to be the best partner to help homebuyers move, maintain, and fully protect their homes. We offer differentiated products and services, with homeowners insurance at the center of this relationship. We differentiate and look to win in the massive and growing homeowners...