Credit Officer

2 weeks ago

Bengaluru, India Talent Corner HR Services Private Limited Full time

**Job DescriptionVarthana is looking for Credit Officer - Risk**
- Graduation from a reputed institution
- 2 - 3 years of experience in Retail banking
- Team player and motivating the team members to achieve the goals
- Influential Communication in English and Local Language
- Good Analytical skills and ability to process data on computer spreadsheets
- Comfortable in assessing clients without access to audited financials
- Deep understanding of risk and its various dimensions like operational risk, credit risk, market risk, etc Willingness and ability to travel within the city

**Key Role Deliverables**
- Data Analysis and Data Presentation:

- Creating credit appraisal memos, by using various analysis tools namely, ratio analysis, banking analysis, SOA preparation, etc
- Preparing MIS reports which will help the management to access the performance of the company in the current financial year, and helps in faster decision making
- Data Verification & Data Accuracy:

- Verifying all the login file documents of the customers Conducting the Internal Deduplication check in order to verify the accuracy of the data Scrutinizing the CIBIL reports of the customers helps understand the creditworthiness of the customer and make appropriate decisions Auditing the client documents internally using branch files Personal Discussion: Interacting directly with the customer, identifying their perspectives about the company and resolving those perspectives, and conveying them the right information, in order to reduce the conflict between the company and the customers
- Stakeholder Management:

- Conducting various pieces of training activities for the employees, helps them to upskill their skills and knowledge
- Coordinating with other departments for the daily movement of a file

**Job Types**: Full-time, Regular / Permanent

**Salary**: ₹100,000.00 - ₹200,000.00 per year

Ability to commute/relocate:

- Bangalore, Karnataka: Reliably commute or planning to relocate before starting work (required)

**Experience**:

- credit risk: 1 year (preferred)
- Risk management: 1 year (preferred)

**Speak with the employer**
+9193153 57395

  • Credit Saison

    6 days ago

    Bengaluru, Karnataka, India Credit Saison Finance Pvt Ltd Full time

    About Credit Saison India : Credit Saison India (registered as Kisetsu Saison Finance (India) Private Limited) is an NBFC registered with the Reserve Bank of India (RBI). CS India is part of Saison International, the global business arm of Credit Saison with a focus on wholesale and direct lending as well as integrated tech partnerships with leading NBFCs...

  • Credit Officer

    2 weeks ago

    Bengaluru, India Talent Corner HR Services Private Limited Full time

    **Job DescriptionVarthana is looking for Credit Officer - Risk** - Graduation from a reputed institution - 2 - 3 years of experience in Retail banking - Team player and motivating the team members to achieve the goals - Influential Communication in English and Local Language - Good Analytical skills and ability to process data on computer spreadsheets -...

  • Chief of Staff to Chief Risk Officer

    1 day ago

    Bengaluru, India Credit Saison India Full time

    Chief of Staff to Chief Risk Officer Credit Saison IndiaAbout Credit Saison India:Credit Saison India (registered as Kisetsu Saison Finance (India) Private Limited) is an NBFC registered with the Reserve Bank of India (RBI). CS India is part of Saison International, the global business arm of Credit Saison with a focus on wholesale and direct lending as well...

  • Chief of Staff to Chief Risk Officer

    6 days ago

    Bengaluru, Karnataka, India Credit Saison India Full time

    Chief of Staff to Chief Risk Officer Credit Saison IndiaAbout Credit Saison India:Credit Saison India (registered as Kisetsu Saison Finance (India) Private Limited) is an NBFC registered with the Reserve Bank of India (RBI). CS India is part of Saison International, the global business arm of Credit Saison with a focus on wholesale and direct lending as well...

  • Chief Of Staff To Chief Risk Officer

    6 days ago

    Bengaluru, Karnataka, India Credit Saison India Full time

    Chief of Staff to Chief Risk Officer Credit Saison IndiaAbout Credit Saison India:Credit Saison India (registered as Kisetsu Saison Finance (India) Private Limited) is an NBFC registered with the Reserve Bank of India (RBI).CS India is part of Saison International, the global business arm of Credit Saison with a focus on wholesale and direct lending as well...

  • Chief of Staff to Chief Risk Officer

    6 days ago

    Bengaluru, Karnataka, India Credit Saison India Full time

    Chief of Staff to Chief Risk Officer Credit Saison India About Credit Saison India: Credit Saison India (registered as Kisetsu Saison Finance (India) Private Limited) is an NBFC registered with the Reserve Bank of India (RBI). CS India is part of Saison International, the global business arm of Credit Saison with a focus on wholesale and direct lending as...

  • Chief of Staff to Chief Risk Officer

    7 days ago

    Bengaluru, India Credit Saison India Full time

    Chief of Staff to Chief Risk Officer Credit Saison IndiaAbout Credit Saison India:Credit Saison India (registered as Kisetsu Saison Finance (India) Private Limited) is an NBFC registered with the Reserve Bank of India (RBI). CS India is part of Saison International, the global business arm of Credit Saison with a focus on wholesale and direct lending as well...

  • Credit Middle Office

    6 days ago

    Bengaluru, Karnataka, India JPMorgan Chase Bank, N.A. Full time

    Organization DescriptionJ.P. Morgan Asset & Wealth Management delivers industry-leading investment management and private banking solutions with client assets of $4 trillion. Asset Management provides clients, advisors and institutions with strategies and expertise that span the full spectrum of asset classes through our global network of investment...

  • Credit Middle Office

    6 days ago

    Bengaluru, Karnataka, India JPMorgan Chase Bank, N.A. Full time

    In this role, you will primarily support the JPMorgan Wealth Management Domestic credit business. You will work directly with Lending Specialists, Analysts, Underwriters and Credit Officers throughout the credit approval process.Your primary responsibilities and functions are as follows: Partner with Underwriters and Lending Specialists to capture terms and...

  • Credit Middle Office

    2 months ago

    Bengaluru, India JPMorgan Chase Bank, N.A. Full time

    **Organization Description** J.P. Morgan Asset & Wealth Management delivers industry-leading investment management and private banking solutions with client assets of $4 trillion. Asset Management provides clients, advisors and institutions with strategies and expertise that span the full spectrum of asset classes through our global network of investment...

  • Credit Middle Office

    2 months ago

    Bengaluru, India JPMorgan Chase Bank, N.A. Full time

    In this role, you will primarily support the JPMorgan Wealth Management Domestic credit business. You will work directly with Lending Specialists, Analysts, Underwriters and Credit Officers throughout the credit approval process. Your primary responsibilities and functions are as follows: - Partner with Underwriters and Lending Specialists to capture terms...

  • Credit Middle Office

    3 weeks ago

    Bengaluru, India JPMorgan Chase Bank, N.A. Full time

    In this role, you will primarily support the JPMorgan Wealth Management Domestic credit business. You will work directly with Lending Specialists, Analysts, Underwriters and Credit Officers throughout the credit approval process. Your primary responsibilities and functions are as follows: - Partner with Underwriters and Lending Specialists to capture terms...

  • Credit Middle Office

    2 weeks ago

    Bengaluru, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** Job Responsibilities**: In this role, you will primarily support the JPMorgan Wealth Management Domestic credit business. You will work directly with Lending Specialists, Analysts, Underwriters and Credit Officers throughout the credit approval process. Your primary responsibilities and functions are as follows: - Partner with...

  • Credit Middle Office

    2 weeks ago

    Bengaluru, India JPMorgan Chase Bank, N.A. Full time

    The Securities Based Lending Team (SBL) is part of JP Morgan's Asset and Wealth Management's Credit Middle Office. The primary focus is on supporting the client need for lines of credit based on the quality and diversification of their asset portfolio. The group combines a focus on credit worthiness along with evaluation of collateral holdings as part of the...

  • Credit Middle Office

    1 week ago

    Bengaluru, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** The Securities Based Lending Team (SBL) is part of JP Morgan’s Asset and Wealth Management’s Credit Middle Office. The primary focus is on supporting the client need for lines of credit based on the quality and diversification of their asset portfolio. The group combines a focus on credit worthiness along with evaluation of...

  • Chief Risk Officer

    1 month ago

    Bengaluru, India Credit Saison India Full time

    Chief of Staff to Chief Risk Officer Credit Saison India Job Description The Chief of Staff plays a crucial role in supporting key product risk leaders and providing strategic assistance in the evolving risk function. Reporting directly to the Chief Risk Officer, this position is integral to the success of the overall risk function, interacting closely with...

  • Partner Operations Internship

    3 weeks ago

    Bengaluru, Karnataka, India Credit Dharma Full time

    About the internship:Selected intern's day-to-day responsibilities include: 1. Reporting to the head of external partnerships and be the bridge between realtors, builders, and Credit Dharma as the representative of Credit Dharma for all the latest policies and offerings2. Building the partnership channel in close coordination with the senior...

  • Partner Operations Internship

    1 month ago

    Bengaluru, Karnataka, India Credit Dharma Full time

    About the internship:Selected intern's day-to-day responsibilities include: 1. Reporting to the head of external partnerships and be the bridge between realtors, builders, and Credit Dharma as the representative of Credit Dharma for all the latest policies and offerings2. Building the partnership channel in close coordination with the senior...

  • Content Writer

    4 weeks ago

    Bengaluru, India Credit Saison Full time

    **About the Company**: A Neo-Lending Conglomerate here to enable India's credit growth story, Credit Saison India, emboldened by our Global MNC parent, is here to accelerate India's credit growth story: by building a Technology-Led Neo-Lending Conglomerate. Across our verticals, we offer bespoke solutions to meet the various credit needs of Individuals,...

  • Credit Officer

    2 months ago

    Bengaluru, India CSB Bank Full time

    Credit Officer - Agri (Location : Bangal...MFT8876 - Retail & Sme Credit, Biu & StrategyBangalore - Required Experience - 3 - 5 Years -Posted On - 10 Jan 2023 Basic Section No. Of Openings - 5 - Grade - NA1 - Designation - Others - Closing Date - 24 Apr 2023 - Organisational Organisation - CSB Bank - Organization Unit - Retail & SME (Business And Risk),...