Credit Middle Office

2 weeks ago

Bengaluru, India JPMorgan Chase Bank, N.A. Full time

The Securities Based Lending Team (SBL) is part of JP Morgan's Asset and Wealth Management's Credit Middle Office. The primary focus is on supporting the client need for lines of credit based on the quality and diversification of their asset portfolio. The group combines a focus on credit worthiness along with evaluation of collateral holdings as part of the underwriting process.
Your primary objective is to prepare a deal for underwriting and to package all components in a manner to create efficiency and consistency for the Lender.

**Job Responsibilities:
- Preparing the analysis of a client prior to underwriting, including but not limited to pulling client credit, generating a collateral analysis and overall preparation for grading and pricing the loan.
- Reviewing lines of credit on an annual basis and building recommendations for renewal or modification as required.
- Analyze client data across multiple systems and preliminary review for criteria for credit.
- Reviewing and preparing loan documentation with high accuracy
- Reviewing documentation for consistency with federal and local regulations.

**Required Qualifications, skills and capabilities**:

- Strong interpersonal skill, especially with business partners.
- Excellent communication skills with various levels within the organization.
- Ability to review processes and recommend process improvements.
- Strong understanding of controls and their importance to an error free environment.
- Intermediate Microsoft Office skills; particularly Excel, Word and SharePoint.
- Adobe Acrobat / PDF editor skill set preferred.
- Bachelor degree required. A concentration in Finance, Economics or a related field preferred.

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.

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