Individual Relationship Officer
3 weeks ago
**Job Information**:
- Salary
- **₹ 275000 - 400000**- No. of Openings
- **100 opening**- Required Skills:
- **banking,business development,communication,target driven,retail banking,sales,marketing,insurance,field sales**- Job Experience:
- **1 - 5 years**- Job Qualifications
- **Bachelor's Degree**
- Manage zoning activity to map household needs in villages and areas allocated
- Conduct end-user checks as specified post disbursal of loans while achieving monthly and annual group loan booking targets
- Assess and evaluate the client needs and generate new sources of revenue by leveraging cross sell opportunities as per their lifestyle, risk profiling and requirements
- Contribute to penetration of liabilities business in Rural markets through lead generations and account opening as per needs of customer
- Achieve individual and branch sales goals through new business sales, referrals and retention of account relationship
- Nudge behavioural changes in customers to drive them towards online banking
- Maintain high collections efficiency through discipline and drive
- Monitor preparation of accurate documentation of loans and saving account.
- Coordinate with operations officer to ensure timely and accurate data entry
- Ensure compliance as per the bank requirements
- Conduct field audits and customer verifications to ensure high quality of accounts
- Gather latest Market intelligence and track and benchmark against best practices in competitor banks
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