Lending Services Credit Analysis/ Review
6 months ago
Education/ Experience and Skill Requirement- Strong understanding of credit principles, credit review/ appraisal, credit rating, report writing, capital structure, EBITDA & ratio analysis for mid/ large corporates-
- Qualified Chartered Accountant or MBA Finance or CFA or M. Com or equivalent degree-
- Excellent written & verbal communication skills and ability to build TEMPeffective relationships wif various stake holders-
- Ability to multi-task independently under tight timelines and eye for details-
- 2-10 years of relevant experience in credit industry**Responsibilities**:
- Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of mid-large corporates-
- Managing a portfolio of clients and handling rating assignments-
- Preparing credit reports (annual/quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment, (including financial & peer analysis, rating rationale, outlook etc.)-
- Build forecast excel models-
- Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties.-
- Adhering to standard operating procedure & policies including compliance documentation- Maintaining strong relationship with the client
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